Mortgage Loan Consultant

1 week ago


Kansas City, Missouri, United States First Federal Bank Full time

Location: Corporate Office - Kansas City, MO

About Us: First Federal Bank is dedicated to empowering individuals to create a brighter financial future. For nearly a century, our team has been committed to promoting home ownership and financial prosperity for everyone. By joining the First Federal family, you will become part of a diverse and dynamic team that strives to enhance financial wellness for our customers. When our employees feel appreciated, our customers benefit, and our community thrives. Together, we are Better.

Position Overview:

The Mortgage Loan Consultant plays a crucial role in fostering and nurturing relationships with real estate agents, builders, and various business partners. This position is essential in fulfilling our mission to create a better financial future for our clients by understanding their unique needs and helping them secure suitable mortgage loans to achieve their homeownership aspirations.

Key Responsibilities:

  • Promote the Mission, Vision, and Values of First Federal Bank.
  • Develop and maintain strong relationships with realtors, builders, and other partners to cultivate and retain business opportunities.
  • Cross-promote all First Federal Bank products and services, including retail banking offerings.
  • Oversee customer interactions throughout the loan process, from application to closing, ensuring comprehensive support.
  • Originate mortgage loan applications in alignment with the Bank's objectives and meet established loan origination targets.
  • Stay informed about affordable housing products and programs to assist borrowers in obtaining suitable housing solutions.
  • Gather and assess necessary documentation from borrowers to facilitate informed underwriting decisions.
  • Provide exceptional customer service by addressing inquiries and maintaining clear communication throughout the loan process.
  • Engage in community activities to enhance public awareness of First Federal Bank and its services.
  • Adhere to all relevant banking regulations and compliance standards.

Qualifications:

  • High school diploma or equivalent required.
  • A minimum of 2 years of successful experience in home mortgage origination, including application processing.
  • Knowledge of current underwriting guidelines is essential.
  • Prior experience in business development is preferred.
  • Bilingual proficiency in English and Spanish is required.

Skills:

  • Strong analytical and mathematical skills.
  • Ability to interpret and communicate complex information effectively.
  • Proficient in using loan processing software and other relevant technology.

Work Environment:

The work environment is characterized by moderate noise levels and occasional exposure to outdoor conditions. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Equal Opportunity Employer: First Federal Bank is committed to providing equal employment opportunities to all individuals without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity, or any other legally protected category.



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