Commercial Real Estate Loan Analyst

7 days ago


Honolulu, Hawaii, United States Central Pacific Bank Full time
Job Summary

We are seeking a highly skilled and detail-oriented Commercial Real Estate Loan Analyst to join our team at Central Pacific Bank. As an Associate III in our CRELD department, you will play a critical role in supporting our Loan Officers with structuring, underwriting, and servicing of medium to large size real estate loans.

Key Responsibilities
  • Assist Loan Officers in reviewing new loan requests from existing and prospective CRELD borrowers, providing underwriting support and recommending appropriate loan structures.
  • Support the Team Leader and Loan Officers in generating new commercial mortgages and construction loans to meet annual production goals and objectives.
  • Review and analyze borrower financial information, order appraisal reports, and prepare guarantor global cash flows to ensure loan quality targets are met.
  • Accompany Loan Officers on prospect and customer calls to develop research and negotiation skills.
  • Prepare Credit Approval Memorandums and review commitment letters to ensure loan compliance with Bank policies and guidelines.
  • Manage loan portfolios, proactively contacting borrowers and guarantors for updated financial information and arranging for timely submissions.
  • Verify accuracy of tickler items in Info Access and prepare waivers and extension memorandums as needed.
Requirements
  • Bachelor's Degree in Accounting, Finance, and/or Economics or combination of education and comparable work experience.
  • 3+ years of experience in commercial real estate and/or commercial lending analysis and underwriting.
  • Excellent communication and analytical skills, with ability to work in a fast-paced environment.
What We Offer

Central Pacific Bank is proud to offer a competitive salary and benefits package, as well as opportunities for professional growth and development. If you are a motivated and detail-oriented individual with a passion for commercial real estate lending, we encourage you to apply for this exciting opportunity.



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