Credit Risk Review Officer 3

2 weeks ago


Williston, Vermont, United States Community Financial System, Inc. Full time

Job Summary

Community Financial System, Inc. is seeking a highly skilled Credit Risk Review Officer 3 to join our team. As a key member of our credit risk management team, you will be responsible for performing thorough credit reviews to analyze adherence to loan policy and procedure, credit quality collateral valuation, accuracy of core operating system as it relates to loan structure/pricing, and loan documentation.

Key Responsibilities

  • Conduct thorough credit reviews to analyze adherence to loan policy and procedure, credit quality collateral valuation, accuracy of core operating system as it relates to loan structure/pricing, and loan documentation.
  • Independently review, risk grade and critique the Banks commercial loan portfolios as they relate to the Banks risk rating system, banking industry best practices and the Banks risk appetite.
  • Generate a Loan Review work paper as a result of the duties outlined above as well as other reports as needed to fully analyze each credit assigned in the portfolio.
  • Be capable of working with minimal supervision while meeting established production requirements and review schedule deadlines.
  • Be comfortable discussing issues, criticisms, and conclusions with lenders and management as well as defending risk rating conclusions to Banks regulators.

Requirements

  • BS or BA degree in a business related field of study (e.g., Finance, Management, Economics, Accounting) required.
  • A minimum of five (5) years of commercial credit experience and ten (10) years of combined commercial lending, commercial credit, special assets, and/or loan review experience required.

What We Offer

Community Financial System, Inc. offers a competitive salary, benefits including 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on.



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