Credit Risk Review Officer

2 weeks ago


Williston, Vermont, United States Community Financial System, Inc. Full time
Job Title: Credit Risk Review Officer

At Community Financial System, Inc., we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division operates across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. We offer a range of financial services, including wealth management, investment management, insurance, and risk management.

Responsibilities:
  • Perform thorough credit reviews to analyze adherence to loan policy and procedure, credit quality, collateral valuation, and loan documentation.
  • Review and critique commercial loan portfolios, ensuring compliance with industry best practices and our risk appetite.
  • Generate Loan Review work papers and other reports to analyze each credit assigned in the portfolio.
  • Work independently, meeting production requirements and review schedule deadlines.
  • Communicate effectively with lenders, management, and regulators.
Qualifications:
  • BS or BA degree in a business-related field, such as Finance, Management, Economics, or Accounting.
  • Minimum 5 years of commercial credit experience and 10 years of combined commercial lending, credit, special assets, and/or loan review experience.
Benefits:
  • Competitive salary, plus potential for annual merit increase.
  • 11 paid holidays, paid vacation, medical, vision, and dental insurance.
  • 401K with generous match, pension, tuition reimbursement, and banking discounts.


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