Commercial Banking Relationship Manager

3 days ago


Sacramento, California, United States MRI Spokane Full time
Job Title: Commercial Relationship Manager

We are seeking a highly skilled Commercial Relationship Manager to join our team at MRI Spokane. As a key member of our Commercial Banking group, you will be responsible for maintaining and growing a deposit/cash management and commercial loan portfolio of secured and unsecured loans and lines of credit.

Key Responsibilities:
  • Maintain and grow existing and new commercial loans while providing exceptional customer service.
  • Negotiate and structure new and renewed commercial loans, preparing and documenting current applications, reviewing and analyzing financial data and other relevant information to determine each customer's eligibility for credit.
  • Develop and maintain extensive knowledge of all bank products, identifying relationship-expansion opportunities and collaborating with partners to structure, coordinate, and fulfill credit and non-credit solutions, including cash management.
  • Initiate and implement an effective calling program to focus efforts on maintaining and increasing commercial banking relationships.
  • Represent the Bank in community organizations and activities to enhance the Bank's image and maintain and enhance a referral network with Centers of Influence (COI's) for business development opportunities.
  • Support the Community Reinvestment Act (CRA) through business development efforts, actively participating in community organizations.
  • Maintain a current knowledge of bank regulations, ensuring compliance with all Federal, State and Bank policies, procedures, and regulations.
Requirements:
  • Five years or more experience in financial or banking services in commercial lending with a proven track record of exceeding performance in developing and maintaining business in the commercial industry.
  • Bachelor Degree from an accredited college in accounting, business, or finance or equivalent experience.
  • Excellent sales skills with the ability to meet or exceed established loan and deposit sales goals within expected timelines.
  • Credit analysis and commercial underwriting skills, including accounting, financial statement, and cash flow analysis experience.
  • Working knowledge with structuring credit products to middle market businesses in diverse industries with complex ownership structures.

River City Bank is an Affirmative Action and Equal Opportunity Employer with a commitment to diversity. Individuals seeking employment at River City Bank are considered without regards to ancestry, age, color, physical or mental disability, genetic information, gender, gender identity, gender expression, marital status, medical condition, national origin, race, religion, sex, sexual orientation, protected veteran/military status or any other consideration made unlawful by federal, state or local laws.



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