Commercial Banking Relationship Manager

1 day ago

Sacramento, California, United States MRI Spokane Full time
Job Title: Commercial Banking Relationship Manager

We are seeking a highly skilled Commercial Banking Relationship Manager to join our team at MRI Spokane. As a key member of our commercial banking group, you will be responsible for maintaining and growing a portfolio of commercial loans and deposits.

Key Responsibilities:
  • Maintain and grow existing commercial loans while providing exceptional customer service.
  • Negotiate and structure new and renewed commercial loans, preparing and documenting current applications, and reviewing and analyzing financial data to determine each customer's eligibility for credit.
  • Develop and implement effective calling programs to focus efforts on maintaining and increasing commercial banking relationships.
  • Represent the bank in community organizations and activities to enhance the bank's image and maintain and enhance a referral network with Centers of Influence (COI's) for business development opportunities.
  • Support the Community Reinvestment Act (CRA) through business development efforts and actively participate in community organizations.
  • Maintain a current knowledge of bank regulations and ensure compliance with all Federal, State, and Bank policies, procedures, and regulations.
Requirements:
  • Five years or more experience in financial or banking services in commercial lending with a proven track record of exceeding performance in developing and maintaining business in the commercial industry.
  • Bachelor's Degree from an accredited college in accounting, business, or finance or equivalent experience.
  • Excellent sales skills with the ability to meet or exceed established loan and deposit sales goals within expected timelines.
  • Credit analysis and commercial underwriting skills, including accounting, financial statement, and cash flow analysis experience.
  • Working knowledge of structuring credit products to middle market businesses in diverse industries with complex ownership structures.

MRI Spokane is an Affirmative Action and Equal Opportunity Employer with a commitment to diversity. We consider individuals for employment without regard to ancestry, age, color, physical or mental disability, genetic information, gender, gender identity, gender expression, marital status, medical condition, national origin, race, religion, sex, sexual orientation, protected veteran/military status, or any other consideration made unlawful by federal, state, or local laws. Note: MRI Spokane does not sponsor applicants for work visas.

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