Mortgage Loan Originator I
4 weeks ago
A Mortgage Loan Originator I (MLO) at Vantage West Credit Union provides professional financial services to the public, focusing on financing residential real property purchases and refinancing existing mortgages. This role involves developing and managing first mortgage product offerings, working closely with the Marketing Department, Loan Department, and Branch personnel to market first mortgage products in branch and at various networking events.
Key Responsibilities- Establish and maintain a referral network of real estate agents, builders, and other professionals to generate business referrals.
- Make sales calls on potential or existing customers to develop new business and retain existing business.
- Develop and manage first mortgage marketing plans for assigned branches, if applicable.
- Monitor sales reports to ensure qualified leads and sales goals are met.
- Participate in networking events and outside marketing opportunities to promote first mortgage products.
- Associates Degree or equivalent.
- Three years of financial institution experience, including one year of experience with FHA, VA, or HELOC.
- Strong understanding of mortgage products, credit reports, DTI, LTV, and CLTV ratios.
- Excellent sales and interpersonal skills, with a strong desire to succeed and work well with others.
- Ability to take accurate and thorough loan applications, with attention to detail.
- Experience with Microsoft Office (Word, Excel, PowerPoint, etc.).
This is a sales position that involves working outside the office to represent the credit union at business development functions and community events. The employee may need to sit at a desk for extended periods and may require occasional travel.
Competencies- Business Acumen
- Time Management
- Interpersonal Savvy
- Functional/Technical Skills
- Decision Quality
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