Mortgage Loan Officer Assistant

2 days ago


Coral Gables, Florida, United States Americasa by Nationwide Mortgage Bankers Full time
Job Description:

We are seeking a detail-oriented and skilled mortgage loan processor to work with our team of mortgage loan officers and Sr Loan Processors. This is a dynamic position on a well-established and successful lending team.

The ideal candidate will have experience in mortgage lending, knowledge of various loan types, such as FHA, FHLB, FNMA, or VA loans, and strong analytical and time management skills. The ability to work effectively with applicants, mortgage brokers, loan officers, real estate agents, and underwriters is crucial for further loan approval.

This role involves preparing and submitting detailed loan packages to the lender underwriting department for approval or denial. The selected candidate will also determine the best loan option for the borrower through interviewing and discussion, gather financial information, verify credit reports, and complete the mortgage loan application.

The successful candidate will possess excellent written and verbal communication skills and be able to ensure that loan files meet lending and regulatory guidelines and policies.

Responsibilities:

• Prepare and submit detailed loan packages to the lender underwriting department for approval or denial

• Determine the best loan option for the borrower through interviewing and discussion

• Gather financial information, including credit reports, and verify accuracy to determine creditworthiness

• Complete the mortgage loan application

• Act as a liaison between applicants, mortgage brokers, loan officers, real estate agents, and underwriters to facilitate loan approval

• Ensure loan files meet lending and regulatory guidelines and policies

Qualifications:

• Experience in mortgage lending and knowledge of various loan types required

• Minimum of 2+ years loan processing experience required

• Strong analytical and time management skills, along with superior attention to detail

• Accounting, finance, or business Associate's degree preferred - High school diploma or GED required

• Excellent written and verbal communication skills are essential

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