Current jobs related to Business Loan Consultant - Richmond, Virginia - Virginia Credit Union

  • Mortgage Loan Specialist

    2 weeks ago

    Richmond, Virginia, United States CapCenter Full time

    Job OverviewAs a Mortgage Loan Consultant at CapCenter, you will be responsible for providing exceptional service to clients who are buying, selling, or refinancing a home. You will be a licensed loan originator, but with a positive twist as a leader of CapCenter's innovative home purchase and refinance programs. You will be an expert on the entire home...

  • Mortgage Loan Specialist

    3 weeks ago

    Richmond, Virginia, United States CapCenter Full time

    Job Overview:As a Mortgage Loan Consultant at CapCenter, you will be responsible for providing exceptional service to clients who are buying, selling, or refinancing a home. You will be the clients trusted advisor throughout the process, ensuring that all members of CapCenters professional teams properly perform their services to the clients...

  • Mortgage Loan Specialist

    1 month ago

    Richmond, Virginia, United States CapCenter Full time

    Job Overview:As a Mortgage Loan Consultant at CapCenter, you will play a crucial role in providing exceptional service to clients involved in buying, selling, or refinancing a home. You will serve as the main point of contact and trusted advisor for clients throughout the entire home purchase process.Responsibilities:Client Representation: Act as the primary...

  • B2B Sales Consultant

    2 weeks ago

    Richmond, Virginia, United States Transworld Business Advisors RVA Full time

    Unlock Your Earning Potential as a B2B Sales ConsultantAre you a sales professional looking for a new challenge? Do you have a passion for business and a desire to succeed? We have an exciting opportunity for a B2B Sales Consultant to join our team at Transworld Business Advisors RVA.As a B2B Sales Consultant, you will be responsible for marketing and...

  • Business Development Consultant

    1 week ago

    Richmond, Virginia, United States Virginia Linen Service Inc Full time

    Business Development ConsultantAre you looking for a challenging role in sales and marketing? Do you have a passion for building relationships and driving business growth? As a Business Development Consultant at Virginia Linen Service Inc, you will be responsible for developing and executing sales strategies to drive revenue growth and expand our customer...

  • Business Solutions Consultant

    1 week ago

    Richmond, Virginia, United States CyberTec Full time

    Job Title: Business Solutions ConsultantLocation: Remote OpportunityDuration: Full Time PermanentSalary: $120k-130k/Annum + BenefitsResponsibilities: As a Business Solutions Consultant, you will work closely with clients to understand their business needs and develop solutions to drive growth and efficiency. You will have 10+ years of experience in Agile...

  • Commercial Loan Specialist

    7 days ago

    Richmond, Virginia, United States Virginia Credit Union Full time

    Job Summary:This role provides a wide range of support to the Business Services Team at Virginia Credit Union. The ideal candidate will have previous commercial loan administration and/or retail banking experience, with knowledge in all areas of commercial and real estate lending. Key Responsibilities:Assist Business Banking Relationship Managers in the...

  • Business Transformation Consultant

    1 week ago

    Richmond, Virginia, United States CapTech Consulting Full time

    Job DescriptionAt CapTech Consulting, we're seeking a highly skilled Business Transformation Consultant to join our team. As a key member of our consulting team, you will work closely with clients to lead and manage business process improvement projects. Your expertise will be instrumental in driving process improvements and ensuring that solutions meet the...

  • Business Information Developer Consultant Senior

    3 weeks ago

    Richmond, Virginia, United States Elevance Health Full time

    Job Title: Business Information Developer Consultant SeniorAt Elevance Health, we are seeking a highly skilled Business Information Developer Consultant Senior to join our team. This role will be responsible for developing and executing complex data mining analyses, establishing and communicating common goals and direction for the team, and establishing and...

  • Business Systems Consultant

    1 month ago

    Richmond, Virginia, United States InterSources Full time

    About Us:InterSources Inc, a Certified Diverse Supplier, was founded in 2007 and offers innovative solutions to help clients with Digital Transformations across various domains and industries.Our history spans over 16 years and today we are an Award-Winning Global Software Consultancy solving complex problems with technology.We recognize that our employees...

  • Mortgage Loan Officer

    4 weeks ago

    Richmond, Virginia, United States Disability Solutions Full time

    Job Title: Mortgage Loan OfficerAt Disability Solutions, we are seeking a highly motivated and experienced Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for originating and processing mortgage loans for our customers.Key Responsibilities:Develop and maintain relationships with real estate agents, builders, and...

  • Mortgage Loan Originator

    2 weeks ago

    Richmond, Virginia, United States Fulton Bank Full time

    Job Title: Mortgage Loan OfficerAt Fulton Bank, we are seeking a highly motivated and experienced Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for originating and processing mortgage loans for our customers.Key Responsibilities:Develop and maintain relationships with real estate agents, builders, and developers...

  • Mortgage Loan Specialist

    1 month ago

    Richmond, Virginia, United States Jobot Full time

    About the RoleWe are seeking an experienced Mortgage Loan Officer to join our team at Jobot. As a key member of our mortgage division, you will be responsible for originating and closing residential mortgage loans.Key ResponsibilitiesMarket and promote our suite of residential mortgage products to potential customers.Meet and exceed our minimum production...

  • Mortgage Loan Officer

    2 weeks ago

    Richmond, Virginia, United States Fulton Bank Full time

    About the RoleFulton Bank is seeking a highly motivated and experienced Mortgage Loan Officer to join our team in Richmond, VA. As a Mortgage Loan Officer, you will be responsible for soliciting first mortgages through contacts with realtors, builders, and developers, and working with customers and prospective customers to assist them in identifying and...

  • Mortgage Loan Originator

    1 week ago

    Richmond, Virginia, United States American Neighborhood Mortgage Acceptance Company LLC Full time

    Job SummaryWe are seeking a highly motivated and experienced Mortgage Loan Originator to join our team. As a key member of our sales team, you will be responsible for generating new business and building relationships with real estate professionals, financial advisors, and other relevant partners.Key Responsibilities:Generate new business by building and...

  • Mortgage Loan Specialist

    2 months ago

    Richmond, Virginia, United States NVR Full time

    NVR has been committed to assisting families in realizing their homeownership dreams since its inception. As one of the leading homebuilders in the United States, our dedication to quality and customer satisfaction is evident in the over 500,000 homes we have successfully delivered across the nation. Becoming a part of our team means engaging in a business...

  • Commercial Loan Servicing Operations Associate

    4 weeks ago

    Richmond, Virginia, United States Capital One Full time

    Job SummaryWe are seeking an experienced Commercial Loan Servicing Operations professional to join our team at Capital One. As a key member of our Commercial Core Operations team, you will be responsible for supporting the growing Commercial Loan Servicing Operations Team.Key ResponsibilitiesManage an agent syndicated portfolio of active credit facilities as...

  • Commercial Loan Servicing Operations Associate

    2 weeks ago

    Richmond, Virginia, United States Capital One Full time

    Job SummaryWe are seeking an experienced Commercial Loan Servicing Operations Associate to join our team at Capital One. As a key member of our Commercial Core Operations team, you will be responsible for managing agent syndicated portfolios of active credit facilities, processing loan requests, and maintaining effective oversight across multiple workflow...

  • Commercial Loan Servicing Operations Associate

    2 weeks ago

    Richmond, Virginia, United States Capital One Full time

    Job Title: Commercial Loan Servicing Operations AssociateCapital One is seeking a highly skilled Commercial Loan Servicing Operations Associate to join our team. As a key member of our Commercial Banking Operations team, you will be responsible for managing agent syndicated portfolios, processing loan requests, and maintaining effective oversight across...

  • Commercial Loan Servicing Operations Specialist

    2 weeks ago

    Richmond, Virginia, United States Capital One Full time

    Job SummaryWe are seeking an experienced Commercial Loan Servicing Operations professional to join our team at Capital One. As a Commercial Loan Servicing Operations Specialist, you will be responsible for managing agent syndicated portfolios, processing loan requests, and maintaining effective oversight across multiple workflow tools.Key...

Business Loan Consultant

2 months ago

Richmond, Virginia, United States Virginia Credit Union Full time
Job Overview:

Core Responsibilities:

This position offers extensive support to the Business Services Division. Responsibilities encompass loan processing and management from initiation through post-closing; operational and technical assistance in partnership with the Business Services team; establishment of membership accounts and checking accounts; as well as the oversight and administration of member business banking relationships. Duties include preparing and processing loan approval and closing documentation, rectifying post-closing loan documentation issues, and engaging with business members regarding overdue accounts to resolve any account-related challenges. Deliver outstanding member service and support to ensure the needs of our members are effectively addressed.

Key Duties and Responsibilities:
  • Collaborate closely with Business Services Relationship Managers to facilitate and resolve challenges associated with new loan transactions, closings, modifications, and renewals.
  • Accountable for documenting the financial information requirements for new loan applications.
  • Organize, process, and oversee documents and files for the completion of commercial loan packages in accordance with lending specifications. Scrutinize and monitor loan documents for precision, completeness, and compliance with approval conditions.
  • Ensure proper lien positioning, which may involve UCC searches and evaluating title policies/searches.
  • Maintain files with adequate documentation for third-party reviews and prepare files for timely audits.
  • Establish loan and financial ticklers to guarantee accuracy and punctuality. Ensure all closing conditions are satisfied and loans are finalized within designated timeframes.
  • Assist the Business Services Relationship Managers in acquiring, scanning, and archiving necessary information for loan underwriting.
  • May support the Business Services Relationship Manager in procuring third-party reports related to loan requests, including appraisals and environmental assessments.
  • Review and address various member issues concerning products and services.
  • Process loan advances on credit facilities as requested by members or Business Services Relationship Managers.
  • Facilitate funding of loan closings at the request of borrowers, closing attorneys/agents, or Business Services Relationship Managers.
  • Handle construction loan advances during the drawdown period, which may include coordinating third-party site inspections, title updates, and reviewing funding based on project completion percentages.
  • May negotiate loan-signing dates with members, closing agents, and Business Services Relationship Managers.
  • May collaborate with attorneys and other financial or legal professionals to secure accurate documents that protect the credit union's interests in compliance with the approved terms of the credit relationship.
  • Responsible for GL Certification, which includes research, balancing, and certification.
  • May conduct preliminary reviews of property and liability insurance to ensure compliance with MBL loan policies and procedures.
  • May provide customer service, administrative support, and communication assistance for the department.
  • May perform additional duties as assigned.
Additional Responsibilities:
  • Independently prepare data input sheets and supply necessary information for loans to be entered into the credit union servicing system, ensuring all loan coding is accurate.
  • Review corporate organizational documents to ascertain appropriate signing authorities and confirm that such entities are in good standing with relevant governmental agencies.
  • May conduct preliminary analyses on title insurance commitment reports, including title exceptions, and is responsible for preparing title/escrow instructions, ensuring compliance with the final title policy and confirming the accuracy of the bank's lien position.
  • Responsible for reviewing property and liability insurance to ensure compliance with loan terms and MBL policies and procedures.
Customer Relationship Management:
  • Assist Business Banking Relationship Managers in managing the overall account relationship, including deposit accounts.
  • Address member inquiries and resolve issues promptly, involving Business Banking Relationship Managers when necessary.
  • Process line of credit advances and account transfers following established procedures.
  • Handle loan payments and collect associated fees.
  • Maintain a comprehensive understanding of financial products.
  • Coordinate with internal partners for referral opportunities.
  • Present product proposals to members for selected services.
  • Develop long-term solutions for member issues to promote business member and account retention.
Account Maintenance:
  • Resolve complex documentation exception issues.
  • Follow up and rectify all documentation exceptions with customers, attorneys, insurance agents, and relevant authorities.
  • Ensure member files are accurately maintained and promptly updated upon receipt of current information.
Past Due Management:
  • Assist the Business Services team in monitoring and following up on past due accounts.
Office Support Functions:
  • Receive and direct telephone calls for Member Business Services.
  • Assist other support staff and MBS RMs as directed.
  • Type letters, memos, and other documents as needed.
  • Participate in special projects as requested.
  • Accurately perform all Bank Secrecy Act (BSA) and OFAC functions related to account openings, maintenance changes, loan approvals, and disbursements, including OFAC verification, reporting suspicious activities, and completing all required training.
Other duties may be assigned by the supervisor.

Job Prerequisites:
  • Previous experience in commercial loan administration and/or retail banking or equivalent office experience is preferred.
  • Knowledge in all areas of commercial and real estate lending, including construction to permanent loans, letters of credit, borrower-based lending, and multiple collateral properties is preferred.
Knowledge Requirements:
  • Experience in a commercial loan processing environment is preferred.
  • Familiarity with financial products and services.
  • Experience in managing customer relationships within a financial institution is preferred.
  • Prior experience in selling and servicing business member relationships is preferred, demonstrating adherence to industry regulations and the credit union's lending policies.
Skills Required:
  • Strong written and verbal communication abilities.
  • Familiarity with financial statements and tax returns is preferred.
  • Self-motivated and detail-oriented.
  • Able to work independently as well as collaboratively within a team.
  • Capable of identifying cross-sell opportunities.
  • Able to multitask and thrive in a fast-paced environment.
  • Proficient in Microsoft Office applications.
  • Proficiency with sales management software applications is preferred.
  • Ability to work with a sense of urgency.
Minimum Education and Experience:
  • A college degree is preferred.
  • Demonstrated experience with successful outcomes in areas of responsibility may substitute for educational requirements.
Physical Requirements:
  • This position requires the ability to sit for extended periods.
  • This position may require occasional lifting of up to 20 pounds and/or frequent lifting of up to 10 pounds.