Senior Agricultural Lending Specialist

2 weeks ago


Sacramento, California, United States River City Bank Full time

River City Bank is seeking an exceptional Senior Agricultural Lending Specialist to join our team. In this role, you will be responsible for analyzing borrower financial information, conducting ongoing financial analysis and credit monitoring on transactions within the bank's agricultural loan portfolio, and preparing formal written loan presentations for approval by Credit Management.

Key Responsibilities

  • Analyze and interpret financial statements and tax returns to assess borrower creditworthiness.
  • Conduct ongoing financial analysis and credit monitoring on transactions within the bank's agricultural loan portfolio.
  • Prepare formal written loan presentations for approval by Credit Management.
  • Maintain close, professional communication with all bank departments, including Commercial Banking and Loan Center, and clients to ensure the timeliness of the renewal and new loan funding process.

About You

  • Bachelor's degree from an accredited college.
  • Minimum three years of experience in credit analysis within a banking/lending environment.
  • Knowledge of accounting, financial statement, and cash flow analysis.
  • Excellent written and verbal communication, presentation, and interpersonal skills.
  • Ability to consistently interact with clients under varying circumstances, while maintaining a professional demeanor.

Benefits

River City Bank offers a comprehensive benefits package, including a competitive salary range of $85,000-$130,000 per year, medical, dental, and vision insurance, 401(k) matching, and paid time off.



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