Retail Banking Associate
6 days ago
Unity Bank is seeking a highly skilled and detail-oriented Retail Banking Associate to join our team. As a key member of our banking operations team, you will be responsible for ensuring the smooth operation of our deposit accounts and customer information files.
Key Responsibilities:- Process escrow account transactions, including new account set-ups, transfers, and account closures.
- Manage deposit account and safe deposit box maintenance.
- Process IRA transactions, including new account set-ups, rollovers, and disbursements.
- Resolve customer and bank issues related to deposit accounts and transactions.
- Order cash for branch offices and verify customer SSNs and EINs.
- Process and disburse interest checks, ensuring accurate withholding and remittance of income taxes.
- Reconcile general ledger accounts on a monthly basis.
- Assist in the annual escheat process, including communication with customers and remittance of monies to the state.
- Calculate interest and interest corrections.
- Process entries for approved charge-off requests and review and correct savings bond addenda.
- Compile and disseminate research as per instructions and recommend enhancements and upgrades to deposit products and services.
- Ability to work well independently and with others.
- High degree of accuracy and attention to detail.
- Strong communication skills, written and verbal.
- Organizational and time management skills.
- Ability to meet multiple departmental deadlines.
- High school diploma or equivalent.
- Three years of retail banking experience.
Unity Bank is an equal opportunity employer and prohibits discrimination in hiring, promotion, and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States.
Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank.
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