Senior Commercial Banking Relationship Manager

2 weeks ago


Paramus, New Jersey, United States Wells Fargo Full time
About the Position:

Wells Fargo is on the lookout for a skilled Senior Commercial Banking Relationship Manager to join our Emerging Middle Market Credit Execution team. This role is pivotal in ensuring our clients receive exceptional service while managing a diverse portfolio of middle market accounts.

Key Responsibilities:
  • Conduct thorough investigations into complex credit scenarios and evaluate diverse credit data for loan applications.
  • Identify and propose enhancements to existing processes within your area of responsibility.
  • Analyze operational tasks that necessitate research and evaluation, applying independent judgment to manage medium-risk deliverables.
  • Offer strategic recommendations for resolving intricate situations while gaining expertise in relevant functions, policies, and compliance standards.
  • Engage collaboratively with colleagues, internal partners, and stakeholders, including both internal and external clients.
  • Oversee a substantial and/or intricate credit portfolio, focusing on middle market account relationships.
  • Work closely with senior management and relationship managers to originate, monitor, and expand middle market relationships, ensuring adherence to credit policies and compliance requirements.
  • Directly interact with clients to assess their credit needs and represent the bank in fostering and maintaining client relationships.
  • May also involve mentoring junior analysts or portfolio managers.
Required Qualifications:
  • A minimum of 2 years of experience in Commercial Banking Portfolio Management or equivalent experience through a combination of work, training, military service, or education.
Preferred Qualifications:
  • Experience in underwriting Commercial and Industrial (C&I) loans and Investor Real Estate (IRE).
  • Proficient in conducting annual loan renewals and reviews.
  • Experience in negotiating terms, interest rates, and collateral requirements.
  • Strong understanding of commercial banking products and services.
  • Solid knowledge of credit policies, loan servicing, risk management, and underwriting standards.
  • Familiarity with tools such as Blast or Creditview.
  • Demonstrated attention to detail, self-motivation, and problem-solving capabilities.
Job Expectations:
  • Willingness to travel up to 10% of the time.
Compensation:

The compensation for this position is competitive and may vary based on skills, experience, and other factors.

Benefits:

Wells Fargo offers a comprehensive benefits package designed to support the physical and financial well-being of our employees. This includes:
  • 401(k) Plan
  • Paid Time Off
  • Parental Leave
  • Health Benefits
  • Tuition Reimbursement
  • Scholarships for dependent children
Diversity and Inclusion:

Wells Fargo is committed to fostering a diverse and inclusive workplace. We welcome applications from all qualified candidates, regardless of background or identity. Our employees are dedicated to building strong customer relationships while maintaining a culture focused on risk management and compliance.

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