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Financial Services Relationship Executive

2 months ago

Elgin, Illinois, United States Wintrust Financial Corporation Full time
About the Role

Wintrust Financial Corporation, a leading financial holding company, is seeking an experienced Relationship Manager to join our Business Banking team. The ideal candidate will be responsible for acquiring, retaining, and expanding new and existing loan, deposit, and treasury relationships.

Key Responsibilities
  • Increase the Bank's profitability by cultivating new commercial business relationships.
  • Maintain and develop existing portfolio by assessing and meeting client's business and personal needs; negotiate proper loan structure and effectively cross-sell products.
  • Maintain properly documented files and manage renewals and collection efforts on past dues and defaulted loans.
  • Maintain comprehensive understanding of current commercial products offered in the market and keeps informed of all relevant industry trends and practices.
  • Take ownership of credit sheet content and quality by working closely with credit analysts on their successful and timely completion.
  • Work closely with internal partners to generate internal referrals as well as developing an external network of centers of influence.
  • Responsible for understanding the impact of lending on the bank's CRA goals.
Requirements
  • Bachelor's Degree or equivalent work history.
  • 7+ years' commercial lending/banking experience.
  • Formal bank credit training is preferred.
  • Solid understanding of general credit and risk principles, mitigates, and banking policies/procedures.
  • Exceptional verbal and written communication skills.
  • Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment.
  • Excellent organizational skills with the ability to proactively manage and prioritize workflow.
Benefits

Wintrust Financial Corporation offers a comprehensive benefits package, including medical insurance, dental, vision, life insurance, accidental death and dismemberment, short-term and long-term disability insurance, parental leave, employee assistance program (EAP), traditional and Roth 401(k) with company match, flexible spending account (FSA), employee stock purchase plan at 5% discount, critical illness insurance, accident insurance, transportation and commuting benefits, banking benefits, and pet insurance.