Senior Commercial Credit Analyst

3 days ago


Hartford, Wisconsin, United States ForteBank Full time
Commercial Credit Analyst Job Description

ForteBank is seeking a skilled Commercial Credit Analyst to join our team in Hartford, WI. As a Commercial Credit Analyst, you will play a vital role in underwriting, credit monitoring, and portfolio management of Commercial Banking relationships.

Key Responsibilities:
  • Underwriting and Credit Analysis: Analyze financial data to determine the merits of loan requests, recommending approval, denial, or alternate loan structuring.
  • Collateral Evaluation: Evaluate collateral values and lien status using public record information, secretary of state data, appraisals, and other sources.
  • Loan Risk Management: Update loan risk ratings by analyzing updated financial information to assess the quality of the loan portfolio and identify deteriorating relationships.
  • Borrower Monitoring: Accurately maintain the bank's database of ongoing financial statements, borrowing base certificates, aging reports, and other statements to document customers' ongoing financial condition.
  • Team Collaboration: Participate in Officers' and Directors' loan committee meetings, assist in the preparation of monthly and quarterly loan reports, and assist the loan department during regulatory examinations and audits.
Requirements:
  • Education: High School Diploma with 4-6 years of commercial banking or credit analyst experience; 4-year college degree in Business, Finance, or Accounting preferred.
  • Skills: Strong proficiency in programs such as Word and Excel required; experience with Credit Analysis and Credit Administration Software preferred.
  • Personal Qualities: Excellent social, verbal, and non-verbal communication skills; ability to interact positively and communicate well with internal and external customers; ability to work collaboratively in a team environment while maintaining a professional image.
What We Offer:

ForteBank offers a competitive compensation package, including medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a 401(k)-retirement savings plan with generous company match, Profit sharing, and Employee Stock Ownership Plan, and generous Paid Time Off (PTO) and holidays.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.



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