Commercial Credit Analyst

20 hours ago


Hartford, Wisconsin, United States ForteBank Full time
Job Title: Commercial Credit Analyst

We are seeking a highly skilled Commercial Credit Analyst to join our team at Forte Bank. As a key member of our credit team, you will play a vital role in underwriting, credit monitoring, and portfolio management of Commercial Banking relationships.

Key Responsibilities:
  • Conduct thorough financial analysis to determine the merits of loan requests, including adherence to loan policy and recommending structure and collecting financial statements.
  • Evaluate collateral values and lien status using public record information, secretary of state data, appraisals, assessors' information, and other sources.
  • Update loan risk ratings by analyzing updated financial information to assess the quality of the loan portfolio and identify deteriorating relationships.
  • Assist with borrower monitoring requirements by accurately maintaining the bank's database of ongoing financial statements, borrowing base certificates, aging reports, portfolio reports, and other statements.
  • Participate in Officers' and Directors' loan committee meetings and assist in the preparation of monthly and quarterly loan reports.
Requirements:
  • High School Diploma with 4-6 years of commercial banking or credit analyst experience.
  • 4-year college degree in Business, Finance, or Accounting preferred.
  • Strong proficiency in programs such as Word and Excel required.
  • Experience with Credit Analysis and Credit Administration Software preferred.
  • Excellent social, verbal, and non-verbal communication skills.
  • Ability to interact positively and communicate well with internal and external customers.
  • Ability to work collaboratively in a team environment while maintaining a professional image.
  • Must possess a strong commitment to maintain the confidentiality of customers.
What We Offer:

We offer a competitive compensation package, including a starting salary dependent on relevant experience, an extensive benefits package, and opportunities for professional growth and development.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.



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