Insurance Underwriter

7 days ago

Spokane, Washington, United States Travelers Insurance Company Full time
Job Title: Insurance Underwriter

We are seeking an experienced Insurance Underwriter to join our team at Travelers Insurance Company. As an Insurance Underwriter, you will be responsible for evaluating and analyzing financial and business risk, building relationships, and selling and negotiating with clients, agents, and brokers.

Job Summary:

The Insurance Underwriter will work in a fast-paced environment that analyzes complex data related to financial performance, industry and economic exposures, and risk management practices. You will be responsible for managing the profitability, growth, and retention of a typically smaller assigned book of business, underwriting and negotiating routine customer accounts to minimize risk and maximize profitability, and partnering with leadership to execute business unit underwriting strategies across your book of business to achieve profit and growth objectives.

Key Responsibilities:
  • Manage the profitability, growth, and retention of a typically smaller assigned book of business.
  • Underwrite and negotiate routine customer accounts to minimize risk and maximize profitability.
  • Partner with leadership to execute business unit underwriting strategies across your book of business to achieve profit and growth objectives.
  • Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to identify cross-selling opportunities.
  • Foster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite.
  • Identify and capture new business opportunities using consultative marketing and sales skills.
  • Execute agency, region, and group sales plans with guidance from management.
Requirements:
  • Applicable professional experience.
  • Bachelor's degree.
  • One to three years of applicable underwriting experience.
  • Working knowledge of products, the regulatory environment, and local market conditions.
  • Critical thinking skills with the ability to underwrite, market products, identify financial challenges, and analyze available information to make decisions in alignment with our risk appetite.
  • Communication skills with the ability to negotiate with agents and brokers.
What We Offer:
  • Competitive salary and bonus structure.
  • Comprehensive benefits package, including health insurance, retirement plan, and paid time off.
  • Opportunities for professional growth and development.
  • A dynamic and supportive work environment.

We are an equal opportunity employer and welcome applications from diverse candidates. If you are a motivated and experienced Insurance Underwriter looking for a new challenge, please submit your application.

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