Senior Risk Manager

3 days ago


Lindon, Utah, United States Global Payments Full time

Job Summary

We are seeking a highly skilled and experienced Senior Risk Manager to join our team at Global Payments. As a Senior Risk Manager, you will be responsible for working with Operational and Sales teams, business Partners and Payment Facilitators to establish accounts and ensure that they are maintaining parameters set forth in their contracts.

Key Responsibilities

  • Underwrite new incoming Partners and Merchants to ensure compliance with credit policy criteria and operating regulations.
  • Review and audit new and existing Payment Facilitators to ensure adherence to credit policy criteria and operating regulations.
  • Respond to requests from Partners and review changes to their portfolio, ensuring alignment with processes and requirements.
  • Communicate effectively with internal teams, including integrations, legal, solutions consultants, merchant underwriting, accounting, and support teams.
  • Document processes through verbal or written communication and suggest improvements to processes.
  • Review incoming requests for Partners requesting wholesale changes to their portfolio, including system limits and functionality.
  • Ensure adherence to credit policy criteria, maintain adherence to all operating regulations and strategies published by the card brands and other legal/regulatory bodies.
  • Work internally and externally on our approach to payment facilitation risk management.
  • Analyze a wide variety of payment facilitator opportunities across a myriad of business types, primarily in an ecommerce environment, where potential financial risk exposure may be higher.
  • Request and obtain information from Sales Representatives as necessary to complete the review process.
  • Determine the risk presented by each partner and their sub-clients based on a thorough review of business and transaction flows leveraging client-specific & overall portfolio data.
  • Comprehensive review and analysis of individual and company reports, including Experian, Equifax, Dunn and Bradstreet, LexisNexis, Tax Returns, Financial statements, Merchant Processing Statements, etc.
  • Help prepare for audits of payment facilitators, both on-site and virtual.
  • Communicate confidently and effectively with payment facilitators and sales representatives as required to obtain the required information.
  • Communicate effectively with internal company departments, as well as multiple levels of management to accomplish a common goal.
  • Makes recommendations to leadership on adjustments to policies and/or procedures to optimize productivity and scalability.
  • Work with bank sponsor and integration partners on a wide variety of tasks.
  • Coordinate with bank sponsor and integration partners on a wide variety of tasks.
  • Support submission of applications to card brands for registrations.
  • Respond calmly, quickly and decisively to unpredictable or unexpected events and changes.

Requirements

  • 4+ years of related experience in risk management, underwriting, or a related field.
  • Advanced skills in Excel, Word, and Outlook, Microsoft Office, Google Suite.
  • Strong interpersonal and team work skills, and ability to work effectively with individuals from diverse cultural backgrounds.
  • Able to work in a fast-paced environment.
  • Strong background in creating, executing, and maintaining policies and procedures.
  • Experience reviewing and analyzing individual and company financial data.
  • Must be a team-oriented individual with willingness to work with all levels of staff and customers.
  • Driven, independent self-starter with strong ability to target things that need doing and get them done without direction and close oversight.

Preferred Qualifications

  • Bachelor's Degree majoring in Business, Finance, Criminal Justice, or MIS preferred, other majors considered.
  • Previous audit or oversight responsibilities.
  • Previous experience working with sponsor banks.
  • Previous experience building and running reports with SQL.
  • Strong knowledge of Payment Facilitation.


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