Senior Credit Review Specialist

2 weeks ago


Chattanooga, Tennessee, United States WesBanco Bank, Inc. Full time

Requirements

  • A bachelor's degree from an accredited institution in a business-related discipline is mandatory, with a preference for Accounting or Finance majors.
  • At least 8 years of experience in a Federal Bank Examiner, Loan Review, or Credit Analysis role is essential.
  • BAI Loan Review Certification is advantageous.
  • RMA Credit Risk Certification is a must.

Job Overview

SUMMARY:

Under the supervision of the Loan Review Manager, the incumbent will assist in the independent and objective assessment of the loan portfolio's quality, the sufficiency of loan documentation, and the efficiency of loan administration processes. This role involves effective communication of review outcomes, both verbally and in writing.

CUSTOMER SERVICE SKILLS:

A commitment to delivering a service level that distinctly sets us apart from competitors.

INTERPERSONAL SKILLS:

A professional demeanor in appearance, interpersonal relations, work ethic, and attitude is essential.

Clear, concise, and effective written and oral communication skills are necessary to articulate thoughts, ideas, and concepts to management, bank personnel, and customers in a collaborative and solution-oriented manner.

KEY RESPONSIBILITIES:

A comprehensive understanding of commercial and consumer lending, as well as banking laws and regulations, is required to assist in evaluating credit risk and ensuring compliance with loan policies and applicable regulations.

Support the identification and evaluation of credit, legal, and strategic risks associated with lending activities.

Assess the collectability of credit extensions by reviewing customer financial data, collateral information, documentation, and payment history. Assign appropriate risk grades to reflect the relative risk of default or loss, and recommend corrective actions to facilitate the resolution of problematic situations.

Evaluate the adequacy of loan and collateral documentation and the effectiveness of loan administration processes.

Review commercial credits of varying types and complexities.

Conduct tasks related to the Loan Review function, including sample selection, reviewing workpapers completed by other Loan Review staff, and preparing reports that convey the results of the unit review.

Lead exit meetings for unit reviews.

Provide guidance to Loan Review staff.

Assist in special projects, including due diligence efforts.

Operate under the supervision of the Loan Review Department Manager.

Additional duties may be assigned as necessary.

OTHER REQUIREMENTS:

Given the highly regulated nature of the banking industry, proficiency in the Bank's policies and procedures is expected, along with adherence to all applicable laws, rules, and regulations. Completion of all assigned compliance training in a timely manner is required.

A solid understanding of commercial lending, including collateral documentation, generally accepted practices, and financial analysis skills is essential.

A willingness to collaborate as part of a team is crucial.

Proficiency in Microsoft Word, Excel, and Outlook is necessary.

Ability to effectively utilize tools provided in the execution of job responsibilities.



  • Chattanooga, Tennessee, United States WesBanco Bank, Inc. Full time

    Requirements A bachelor's degree from an accredited institution in a business-related discipline is mandatory. Preference will be given to candidates with a major in Accounting or Finance. At least 8 years of experience in a Federal Bank Examiner, Loan Review, or Credit Analysis role is essential. BAI Loan Review Certification is a plus. RMA...


  • Chattanooga, Tennessee, United States WesBanco Bank, Inc. Full time

    Requirements A Bachelor's degree from an accredited institution in a business-related discipline is mandatory. A focus in Accounting or Finance is highly preferred. At least 8 years of experience in a role such as a Federal Bank Examiner, Loan Review, or Credit Analysis is essential. BAI Loan Review Certification is advantageous. RMA Credit Risk...


  • Chattanooga, Tennessee, United States Bank First Full time

    Bank First Position Overview The Senior Commercial Credit Analyst plays a crucial role in assessing the financial viability of businesses and individuals seeking commercial credit. This position involves making informed credit recommendations to lending officers and preparing comprehensive loan presentation packages as necessary. Key Responsibilities The...


  • Chattanooga, Tennessee, United States WesBanco Bank, Inc. Full time

    Job SummaryWesBanco Bank, Inc. is seeking a highly skilled Senior Loan Review Officer to join our team. As a key member of our Loan Review Department, you will be responsible for providing independent and objective evaluations of our loan portfolio, ensuring the adequacy of loan documentation, and assessing the effectiveness of loan administration...


  • Chattanooga, Tennessee, United States Environmental Solutions Group Full time

    POSITION OVERVIEW: The Credit Risk Manager will oversee all facets of the credit evaluation process, aiming to enhance cash flow and optimize working capital. This role is pivotal in managing credit risk, which includes assessing, formulating, and enforcing policies that facilitate efficient evaluation, administration, and monitoring of credit...


  • Chattanooga, Tennessee, United States DeMoss Accounting & Bookkeeping Full time

    Job OverviewWe are seeking a skilled Senior Bookkeeping Specialist to enhance our financial team. This role merges the expertise typically found in established CPA firms with the everyday tasks usually handled internally by staff. DeMoss Accounting has been at the forefront of accounting and bookkeeping outsourcing for nearly thirty years, long before it...


  • Chattanooga, Tennessee, United States Bank First Full time

    Bank First Job Overview Position Title Senior Commercial Credit Analyst ClassificationExemptReporting Line Regional Commercial Credit Manager or Commercial Credit Analyst Supervisor Position Summary The Senior Commercial Credit Analyst is responsible for assessing the financial viability of individuals and enterprises seeking commercial credit. This role...

  • Credit Manager

    2 days ago


    Chattanooga, Tennessee, United States Environmental Solutions Group Full time

    Job SummaryThe Credit Manager will be responsible for all aspects of the credit process and will help to maintain and improve cash flow and working capital. This position will be responsible for all credit risk management including reviewing, establishing, and enforcing policies to efficiently evaluate, administer, and monitor credit granted.Key...


  • Chattanooga, Tennessee, United States Morning Pointe Senior Living Full time

    About Morning Pointe Senior Living At Morning Pointe, we are dedicated to providing exceptional care and enriching experiences for our residents. We believe in fostering a warm and supportive community where every individual feels valued and respected. Position Overview We are seeking a compassionate and reliable Senior Resident Transportation Specialist...


  • Chattanooga, Tennessee, United States Dover Corporation Full time

    Environmental Solutions Group encompasses industry-leading brands — Heil Environmental, Marathon, Bayne, The Curotto-Can, 3rd Eye, Soft-Pak, and Parts Central — to create a premier, fully integrated equipment group serving the solid waste and recycling industry. Through extensive voice-of-customer outreach, in-house engineering and manufacturing...


  • Chattanooga, Tennessee, United States North American Credit Services Full time

    Job OverviewPosition: Client Billing SpecialistDepartment: Client/Research Billing DivisionReports To: Department SupervisorClassification: Non-ExemptAbout North American Credit Services: We are looking for a committed Client Billing Specialist to enhance our Client/Research Billing Division.Key Responsibilities:Engaging with clients to gather outstanding...


  • Chattanooga, Tennessee, United States The CSI Companies Full time

    Commercial Credit Underwriter RoleThe CSI Companies is seeking a skilled Commercial Credit Underwriter to join our team. As a key member of our Commercial Credit team, you will play a crucial role in underwriting SBA loans and providing financial analysis to support business decisions.Key Responsibilities:Conduct thorough financial analysis and underwrite...


  • Chattanooga, Tennessee, United States The CSI Companies Full time

    **About the Role**The CSI Companies is seeking a skilled Commercial Credit Underwriter to join our team. As a key member of our Commercial Credit team, you will play a crucial role in underwriting SBA loans and providing financial analysis to support business decisions.**Key Responsibilities**Conduct thorough financial analysis and underwrite SBA loans for...

  • Credit Risk Manager

    1 week ago


    Chattanooga, Tennessee, United States Environmental Solutions Group Full time

    POSITION SUMMARY: The Credit Risk Manager will oversee all facets of the credit assessment process, aiming to enhance cash flow and optimize working capital. This role is pivotal in managing credit risk, which includes the evaluation, establishment, and enforcement of policies to effectively assess, administer, and monitor credit allocations. The...

  • Credit Risk Manager

    1 week ago


    Chattanooga, Tennessee, United States Environmental Solutions Group Full time

    POSITION SUMMARY: The Credit Risk Manager will oversee all facets of the credit assessment process, playing a crucial role in sustaining and enhancing cash flow and working capital. This position is tasked with comprehensive credit risk oversight, which includes the evaluation, establishment, and enforcement of policies aimed at effectively assessing,...

  • Culinary Specialist

    1 week ago


    Chattanooga, Tennessee, United States Morning Pointe Senior Living Full time

    CULINARY SPECIALISTYou possess exceptional culinary skills, a love for creating appetizing dishes, and a commitment to providing excellent service. At Morning Pointe Senior Living, your talents will shine as you contribute to enhancing the dining experience for our residents.Role Overview:As a Culinary Specialist, you will collaborate with our kitchen staff...

  • Culinary Specialist

    1 week ago


    Chattanooga, Tennessee, United States Morning Pointe Senior Living Full time

    CULINARY SPECIALISTYou possess exceptional culinary skills, a love for creating appetizing dishes, and a welcoming attitude. At Morning Pointe Senior Living, your talents will shine as you contribute to the well-being of our residents.Role Overview:As a Culinary Specialist, you will collaborate with our kitchen team to prepare breakfast, lunch, and dinner...

  • Culinary Specialist

    1 week ago


    Chattanooga, Tennessee, United States Morning Pointe Senior Living Full time

    CULINARY SPECIALISTAre you passionate about creating delightful meals and providing exceptional service? At Morning Pointe Senior Living, we value your culinary expertise and dedication to hospitality. As a Culinary Specialist, you will collaborate with our kitchen team to prepare appetizing breakfast, lunch, and dinner options that our residents eagerly...


  • Chattanooga, Tennessee, United States STREET LEGAL INDUSTRIES INC Full time

    Opportunity: Senior Construction Quality Assurance SpecialistSTREET LEGAL INDUSTRIES INC is seeking a qualified Senior Construction Quality Assurance Specialist. This role involves overseeing field inspections to guarantee adherence to project specifications and standards. The successful candidate will possess extensive experience in the construction sector,...


  • Chattanooga, Tennessee, United States Morning Pointe Senior Living Full time

    About Morning Pointe Senior LivingMorning Pointe Senior Living is a leading provider of memory care services, dedicated to enhancing the wellness, lifestyle, and enjoyment of senior living. Our award-winning Alzheimer's services are designed to promote hospitality, dignity, and independence in a secure and caring environment.Job SummaryWe are seeking a...