Equipment Financing Loan Specialist

1 week ago


Milwaukee, Wisconsin, United States Johnson Controls International Full time

Johnson Controls International PLC (JCI) is in search of an Equipment Financing Loan Specialist for JC Capital, the captive finance division of JCI.

About JC Capital:

As a segment of the JCI corporate treasury department, JC Capital facilitates financing of approximately $1 billion annually for JCI clients, promoting commercial sales of building infrastructure and services across multiple countries. The division is tasked with balancing risk and profitability by providing payment options that stimulate sales while effectively managing credit exposure.

About the Role:

The selected candidate will be accountable for originating, negotiating, and finalizing loans and leases with JCI commercial clients in the North American market. Most equipment financing transactions are asset-backed, secured by UCC-1 liens. The specialist will collaborate with JCI sales personnel to empower them in securing additional orders. Furthermore, the individual will work alongside JC Capital's operations and back-office teams to facilitate order processing, reporting, and loan adjustments. Responsibilities include fostering relationships with sales teams, collecting project and customer credit data, conducting financial modeling, developing financing proposals, and closing financing agreements. Flexibility to work across all U.S. and Canadian time zones is essential.

The ideal candidate should demonstrate initiative to drive business growth with limited resources and under tight deadlines. Essential skills include technical finance expertise, familiarity with lending practices, a robust work ethic, and strong interpersonal and communication abilities. A significant aspect of the role involves clarifying complex finance concepts to individuals who may not possess the same level of expertise in equipment financing.

This position will be hybrid, requiring presence at the headquarters in Glendale, WI, for 2-3 days a week, with potential travel 1-2 days per month to engage with clients and sales teams.

Applicant Background:

  • Bachelor's degree is mandatory.
  • A minimum of three (3) years of experience in loan origination.
  • Familiarity with credit policies and credit adjudication scoring from rating agencies.
  • Experience in loan documentation is required.
  • Exceptional interpersonal and communication skills are essential.

Johnson Controls International plc. is an equal employment opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, protected veteran status, genetic information, sexual orientation, gender identity, status as a qualified individual with a disability, or any other characteristic protected by law.



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