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Client Solutions Specialist
2 months ago
Enhance Banking Experiences
At Fifth Third Bank, we connect talented individuals with rewarding career opportunities in the banking sector.
GENERAL FUNCTION: Under close supervision, this role involves proposing potential solutions and documenting Mid-Stage, Late Stage, and High-Risk delinquent accounts while adhering to departmental, investor, and legal standards, ensuring the fulfillment of company commitments. The position provides resolutions for various consumer products, including equity, unsecured loans, auto financing, and credit cards, utilizing multiple systems.
Accountability for risk management is essential, which includes openly sharing ideas and concerns, and strictly following established policies and procedures. The individual must prioritize ethical conduct for both customers and colleagues, ensuring that actions contribute to a positive customer experience. While operating within the Bank's risk parameters, success is achieved by consistently identifying, assessing, managing, monitoring, and reporting on all types of risks.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Engage with customers in default through manual or automated communication methods to secure payment commitments aimed at reaching mutually beneficial resolutions for delinquency.
- Monitor delinquent accounts to promptly identify situations where alternatives to repossession, bankruptcy, or foreclosure may be viable.
- Exhibit effective time management skills to boost productivity while navigating multiple system platforms to identify, assess, and resolve delinquency issues.
- Conduct skip tracing by reviewing statements, applications, and utilizing third-party vendor services to enhance customer contact and overall account resolution.
- Utilize conflict resolution skills to manage escalated situations while adhering to Fifth Third's Quality Assurance Procedures and delivering exceptional customer service.
- Demonstrate the ability to multi-task and work independently in a dynamic environment while analyzing metrics and evaluating performance.
- Provide mentorship and training to peers while serving as a subject matter expert in Customer Solutions.
- Escalate complaints and/or accounts with unique circumstances to leadership as per the bank's complaint management protocols.
SUPERVISORY RESPONSIBILITIES: None.
All duties and responsibilities outlined are essential functions of the job for which reasonable accommodations will be made. The job requirements listed indicate the minimum level of knowledge, skills, and/or abilities necessary to perform the job proficiently. This position description is not intended to be an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform other job-related tasks as directed by their supervisor, subject to reasonable accommodation.
MINIMUM KNOWLEDGE & SKILLS REQUIRED:
- High school diploma or equivalent.
- At least one year of experience in collections, customer service, sales, or customer solutions advocacy.
- Strong oral, written, and interpersonal communication skills.
- Excellent comprehension, listening, and negotiation abilities.
- Outstanding customer service skills for both external and internal clients.
- Attention to detail.
- Proficient conflict management skills.
- Ability to thrive in a Call Center environment.
- Basic mathematical and analytical capabilities.
- Proficient in computer systems and data entry skills with moderate speed and accuracy.
- Strong familiarity with Microsoft Office applications, including Word, Excel, PowerPoint, and Outlook.
- Self-motivated professional with robust organizational and problem-solving skills.
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Fifth Third Bank, National Association is committed to fostering an engaged and inclusive culture, promoting equal employment opportunities in all hiring decisions without regard to race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status, or any other legally protected status.