Regional Credit Manager
4 hours ago
The Regional Credit Manager is responsible for supporting sales efforts by maximizing customer profitability while minimizing the risk of accounts receivable (A/R) loss. This role involves providing credit risk analysis for the assigned region of CE total Customer Credit Portfolio.
Key Responsibilities:- Ensure that the credit portfolios meet regional and corporate A/R goals, focusing on maximizing the speed and ease of cash collections while minimizing delinquencies, days sales outstanding (DSO), bad debt losses, and collection costs.
- Maintain a comprehensive understanding of all customer account activities from order placement through cash collection.
- Identify process issues that lead to repeated payment delays or deductions and recommend and implement "order to cash" process improvements to enhance customer satisfaction and improve payment and profit performance.
- Take a lead role in the escalation of collection issues that are approaching 90 days past due; review weekly past due reports to coach and provide guidance to Credit team.
- Collaborate with customers and Branches, Sales team to diffuse difficult order hold issues.
- Lead a team of Credit Managers and Credit Analysts, providing guidance, training, and performance management.
- Bachelor's degree in Finance, Accounting, Business Administration, or related field is preferred.
- A minimum of 5 years of experience in a credit management role is required.
- Strong understanding of credit risk assessment, credit scoring models, and financial statement analysis.
- Excellent leadership skills with a track record of effectively managing and developing a high-performing team.
- Strategic thinker with the ability to make sound decisions in complex situations.
- Exceptional communication and negotiation skills, with the ability to build rapport and influence stakeholders at all levels.
- Proficiency in financial software (e.g., ERP systems, credit scoring tools) and advanced knowledge of Microsoft Excel for financial analysis and reporting.
- Detail-oriented and analytical mindset.
- Results-driven with a focus on continuous improvement.
- Ability to thrive in a fast-paced, dynamic environment.
- Integrity and a commitment to ethical business practices.
- Knowledge of the construction lien law for assigned region is required.
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