Mortgage Loan Officer

5 days ago


Bakersfield, California, United States Loan Depot Bakersfield Full time
Loan Officer Job Description

We are seeking a skilled mortgage loan officer to assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the support and tools needed to bring your business to the next level.

Key Responsibilities:
  • Maintain an active pipeline of funding in accordance with our guidelines.
  • Review the loan process by monitoring loan status, term conformity, and regulatory guidelines.
  • Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make an informed decision.
  • Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies, and other industry professionals.
  • Prospect, develop, and maintain relationships with potential new business referral partners, such as realtors, builders, bank colleagues, and the community at large.
Qualifications:
  • Requires compliance with lending regulations and bank underwriting guidelines and lending policies.
  • Knowledge of FHA, VA, USDA, conventional, fixed/adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA, and FHLMC, and Home Equity Lines of Credit.


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