Sr Business Analyst, Credit Risk Analyst

2 weeks ago


San Antonio, United States The Judge Group Full time

Our client is currently seeking a Sr Business Analyst, Credit Risk Analyst
**Must have Big Bank experience**
**Python scripting required **
***SAS and SQL need to be a 10/10, FISERV experience is highly preferred***
***Responsible for transferring large volume of data in and out of the FISERV sandbox, currently the FISERV data and client data are not able to speak to each other, this person will be responsible for ensuring the data matches up by utilizing SAS and SQL.***
***This person will need to have a deep understanding of Banking Credit Risk, credit risk strategy, the credit approval process and they why behind who is approved, etc***
***Snowflake experience is a huge plus***Job Description Summary:
We are seeking a highly skilled and experienced Senior Business Analyst to join our Credit Risk Management team. The successful candidate will be an integral part of the First Line of Defense, specifically within the Bank Credit Risk domain. The Credit Risk Management team oversees various financial products, including secured loans, credit cards, loan origination, and card management.Responsibilities:

Data Analysis and Qualification: Utilize advanced analytical skills to qualify and analyze data relevant to credit risk within the Experian Analytical Sandbox.

Credit Risk Oversight: Work collaboratively within the First Line of Defense to oversee and manage credit risk associated with secured loans, credit cards, loan origination, and card management.

Strategic Insights: Apply industry-leading practices and critical thinking to derive strategic insights from data analyses, contributing to the development and improvement of credit risk strategies.

Reporting and Presentation: Develop and present comprehensive risk and financial reports to senior management, providing clear insights into existing and emerging risks.

Collaboration: Collaborate with key stakeholders to guide and facilitate the implementation of credit risk strategies and key initiatives.

Mentorship and Leadership: Provide thought leadership, coaching, and mentoring to team members, acting as a subject matter expert in data analytics and credit risk management.

Technical Documentation: Create and maintain detailed technical documentation, including manuals for Experian Analytical Sandbox usage, process flow documentation, and SAS coding practices.

SAS Coding: Utilize advanced SAS coding skills to manipulate, analyze, and interpret trade line data within the context of credit risk management.
Qualifications:

8+ years of experience in an analytical field or work focused on leading analytical projects, with a strong emphasis on bank credit risk data.

2+ years proven experience in qualifying and inputting data into Experian's Analytical Sandbox.

4+ years experience of banking regulations, risk, and compliance.

8+ years experience in data analysis tools such as SQL, SAS, or other business intelligence applications.

4+ years with Python scripting

2+ years snowflake, high preferred

4+ years of experience with federal laws, rules, and regulations related to credit risk management.

2+ years experience in creating technical documentation and manuals for Experian Analytical Sandbox.

2+ years of Trade Line data experience (data typically referenced is summarized data)

Excellent presentation and communication skills.What Sets You Apart:

4+ years of experience with consumer credit risk analytics, specifically within secured loans and credit card portfolios.

Demonstrated proficiency in leveraging Experian's Analytical Sandbox for credit risk analysis.

Experience in designing and implementing credit risk strategies for various financial products.

Previous exposure to loan origination and card management processes.



  • San Antonio, Texas, United States Farm Credit Full time

    About Us:Capital Farm Credit stands as the foremost rural lending cooperative in Texas, dedicated to offering credit and related services to agricultural producers, rural homeowners, and agribusinesses. With a robust asset base exceeding $12 billion and a dedicated team of over 600 professionals, we operate across 192 counties in Texas, supported by nearly...

  • Credit Risk Analyst

    5 days ago


    San Francisco, California, United States Cardless Full time

    About the RoleWe're seeking a highly skilled Risk Analyst to join our team at Cardless, a leading fintech company. As a Risk Analyst, you will play a critical role in developing and implementing our credit and underwriting policies, as well as our fraud defenses.Key ResponsibilitiesDevelop and manage credit policies for our partner brands and new business...


  • San Jose, California, United States Support Revolution Full time

    Location: San Jose, California, United StatesAbout Support Revolution: Support Revolution is a leading provider of innovative solutions in the technology sector, specializing in advanced server, storage, and networking systems for a diverse range of clients including Data Centers, Cloud Computing, and Enterprise IT. We pride ourselves on our rapid growth and...

  • Credit Risk Analyst

    2 days ago


    San Francisco, California, United States MUFG Bank, Ltd. Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our Portfolio Management Group at MUFG Bank, Ltd. This is an exciting opportunity to work with a talented team of professionals who are passionate about delivering exceptional results and making a meaningful impact.Key ResponsibilitiesPerform due diligence on new transactions and...


  • San Jose, California, United States Super Micro Computer Full time

    Job Req ID: 25081About Supermicro: Supermicro is a leading provider of advanced server, storage, and networking solutions for Data Center, Cloud Computing, Enterprise IT, Hadoop/ Big Data, Hyperscale, HPC, and IoT/Embedded customers globally. We are recognized as one of the fastest-growing companies among the top technology firms in Silicon Valley. Our...

  • Credit Risk Analyst

    4 days ago


    San Francisco, California, United States Mercury Full time

    About the RoleThe Credit Underwriting Analyst will play a crucial role in shaping Mercury's new working capital loan product, designed for eCommerce companies with a vision to extend to all small businesses. As a key member of the lending team, you will work directly with prospective borrowers to assess creditworthiness and structure creative lending...


  • San Francisco, California, United States Social Finance Ltd Full time

    Position OverviewThe Credit Strategy team at Social Finance Ltd is responsible for overseeing credit risk management for a variety of lending products. This includes:Student Loan RefinancingPrivate Student LoansPersonal LoansCredit CardsMortgagesOur focus is on developing and implementing effective credit strategies and policies that govern:New Account...


  • San Antonio, United States USAA Full time

    Why USAA?Let’s do something that really matters.At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and...


  • San Antonio, TX, United States USAA Full time

    Why USAA?At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all our employees served in our nation’s military, but we all share in the mission to give back to those who did. We are seeking a dedicated Credit Risk Analyst to uses quantitative methods to identify credit...


  • San Antonio, TX, United States USAA Full time

    Why USAA?At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all our employees served in our nation’s military, but we all share in the mission to give back to those who did. We are seeking a dedicated Credit Risk Analyst to uses quantitative methods to identify credit...

  • Credit Analyst

    2 months ago


    San Antonio, United States Farm Credit Council Full time

    Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses with over $12 billion in total assets and over 600 team members. We serve 192 counties in Texas with nearly 70 credit offices and are a proud member of the nationwide Farm Credit...


  • San Francisco, California, United States SoFi Full time

    Employee Applicant Privacy NoticeAbout Us:Join us in shaping a brighter financial future. Together with our members, we are transforming the way individuals engage with personal finance. As a forward-thinking financial services organization and national bank, we leverage innovative, mobile-first technology to assist millions of members in achieving their...


  • SAN ANTONIO, United States USAA Full time

    Why USAA?Let’s do something that really matters.At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and...


  • San Jose, California, United States Support Revolution Full time

    Position Overview: The role of a Senior Credit Analyst is pivotal in the financial operations of Support Revolution. This position is essential for evaluating credit risks and ensuring optimal credit management practices.About Support Revolution: Support Revolution is a leading provider of innovative solutions in the technology sector, focusing on enhancing...

  • Financial Analyst

    4 days ago


    San Francisco, California, United States MUFG Bank, Ltd. Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our Portfolio Management Group at MUFG Bank, Ltd. This is an exciting opportunity to work with a talented team of professionals who are passionate about delivering exceptional results and making a meaningful impact.Key ResponsibilitiesPerform thorough credit analyses and risk...


  • San Francisco, California, United States Social Finance Ltd Full time

    Employee Applicant Privacy NoticeAbout Us:Join us in shaping a more promising financial future. At Social Finance Ltd, we are transforming the way individuals engage with personal finance through innovative, mobile-first technology designed to assist our members in achieving their financial objectives. As a pioneering financial services organization and...


  • San Francisco, California, United States Bank of America Full time

    Corporate Credit Risk Analyst - Corp/CommLocation: Various LocationsJob Overview:At Bank of America, our mission is to enhance financial well-being through every connection we make. We are committed to Responsible Growth, which is the foundation of our operations and our commitment to clients, employees, communities, and shareholders.We strive to create an...


  • San Francisco, California, United States Bank of America Full time

    Position Overview:As a Corporate Credit Risk Analyst at Bank of America, you will play a pivotal role in enhancing financial stability through meticulous credit analysis and risk management. Your expertise will contribute to our mission of improving financial lives by fostering responsible growth.Key Responsibilities:1. Conduct comprehensive credit...


  • San Francisco, California, United States Visa Full time

    Company OverviewVisa stands at the forefront of the payments and technology sector, facilitating over 259 billion secure transactions annually across more than 200 countries and territories. Our mission is to connect the globe through innovative, reliable, and secure payment solutions, empowering individuals, businesses, and economies to prosper. We are...

  • Business Analyst

    2 weeks ago


    San Antonio, United States TriQuest Business Services Full time

    Job Title: Business Analyst Work Location: San Antonio, TX 78215 Term: Permanent Position In office; M-F, 8am-5pm No remote work Salary: $75K Job Summary: As a pivotal Business Analyst, you'll be instrumental in aligning business objectives with technical solutions, ensuring seamless integration across our client's organization. Your role as a Business...