Commercial Loan Specialist

1 month ago


Lexington, United States First Community Full time

Nurturing a joyous, collaborative work culture comes naturally when your mission is supporting those who make a community thrive. From Volunteer PTO days and group service opportunities to a workplace chaplain and regular employee appreciation events,a festive spirit permeates all the ways we work, play and serve. Named one of South Carolina’s Best Places to Work

South Carolina Chamber of Commerce

Stable from the Start

The steady start-up that began with a pair of offices in Forest Acres and Lexington has become a thriving organization with more than 250 employees and 21 banking offices across the Midlands, Upstate and Aiken areas of South Carolina and the Augusta regionof Georgia. Much like the success of our clients, it only underscores our belief in a measured approach and steadfast commitments to long-term growth. Opportunities for advancement abound. The First Community Bank Leadership Institute offers a formal path for aspiring employees via an 18-month program of academic and experiential learning. This, along with an emphasis on day-to-day mentorship and promotionpotential across multiple business lines and geographic markets, makes for a particularly high-achieving workforce. We Believe

That everyone matters. That, when it comes to growth, a strong work ethic is as valuable as a shrewd financial eye. That honesty and integrity are the cornerstones of smart business. That excellence is a standard to be achieved, not a goal to be aspiredtoward. And that a spirit of service is essential to all we do. Competitive Compensation

We offer attractive salary, insurance and retirement benefits packages. A Better Balance

First Community employees enjoy a generous paid time-off plan and a cultural emphasis on holistic wellness. Connected Culture

First Community offices are, above all else, fun and friendly working environments. Commercial Loan Specialist

Responsible for coordinating mortgage loan closings with processors and attorneys. Prepares and delivers (via various distribution channels) closing packages. Reviews files for errors and missing documents. Provide documents to investors within required time frames and overall follow-up to insure all necessary items are completed. Essential Duties and Responsibilities

(Other duties may be assigned.) · Demonstrate knowledge of Bank mortgage loan products and services. · Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services. · Support the Bank’s CRA Officer by reporting CRA data. · Review documents for completeness and accuracy. · Review and approve HUD and title binder exceptions and clear closing conditions. · Coordinate the wiring of funds. · Ship closing files to investors for purchase, review and approve purchase advices. · Process bookkeeping items (payment of loans, booking income, processing invoices and sending letters). Qualifications · Bachelor’s degree, or at least 2 years of related experience, or an equivalent combination of education and experience. · Effective oral and written communication skills. · Ability to compute basic to moderately complex math calculations. · Basic problem-solving and analytical skills. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. · Proficiency in using personal computers and office products (e.g., Word, Excel). · Excellent customer service and interpersonal skills. · Ability to work independently. · Self-starter who is goal- and results-oriented. · Ability to work with direction from supervisor. · Ability to effectively multi-task in a close working environment. Online Apply online

for specific job openings.

By Mail First Community Bank Attention: Career Opportunities P. O. Box 64 Lexington, SC 29071

Assistance is available for individuals with disabilities and those who need an alternative method for applying due to a limited ability or inability to use this online process. First Community Bank offers a competitive salary, insurance and retirement benefits, a generous paid time off plan, and a stable and friendly working environment. First Community Bank is an Equal Employment Opportunity employer.

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