Director, Analytics

2 weeks ago


Deerfield Beach, United States Jmfamily Full time

This Director, Analytics will work in the Analytics Department of Southeast Toyota Finance (SETF), a division of JM Family Enterprises, and will be responsible for guiding a team of Data Scientists to develop solutions that drive improved efficiency and quantify portfolio performance in the areas of credit risk, residual risk, collection, and recovery. The Candidate should possess a comprehensive understanding of consumer lending and the characteristics that drive performance and profitability. The Candidate must have excellent leadership skills and be able to effectively communicate how analytical solutions can positively impact the business. The Candidate must know advanced statistical modeling techniques and software. The Associate must also be very detail-oriented, be able to handle multiple tasks, have strong time management skills, and remain focused on department goals and objectives.Responsibilities:Guiding a team of data scientists to produce statistically sound operational, portfolio, behavior, and recovery models that drive actionable/implementable results under aggressive deadlinesQuantify and communicate the credit and residual loss exposure on SETFs retail and lease portfolios incorporating different economic scenarios and seasonal trends for budgeting and reserve purposes, which would include CECL models and forecastsDirecting the development of operational models to help quantify and control risk while increasing efficiency/automation. This includes the development, monitoring, and deployment of origination and collection scorecards and strategyManage the full modeling lifecycle of forecasting models, ensuring compliance with regulatory environmentsDrive continued refinement to end-to-end modeling processes, including data procurement, model estimation, implementation and deployment, and monitoring and testingProvide insights derived from the models and modeling exercises to support business risk management and strategiesOverseeing comprehensive portfolio tracking, analysis, reporting, and forecasting. Expand the teams capability to provide detailed explanatory analysis and make recommendations to senior management; ensure the team is proactively identifying risks and opportunities based on current trends and future outlooksActing as a trusted advisor for senior management/executives, accounting, finance, treasury, and other company stakeholders on portfolio performancePresent credit and residual loss trends to the executive management teamLead the development and/or enhancement of advanced reporting solutions: portfolio reporting, portfolio stability reports, and model monitoringQualifications:Masters or Ph.D. degree in statistics, data science, operations research, mathematics, and/or other quantitative analysis is required7+ years of financial, credit risk, and analytics resource management; indirect automotive lending experience and/or consumer lending preferredMinimum of 10 years of statistical modeling and/or quantitative analysis experience; Experience in using Python, SAS, R, or any comparable statistical or data extraction software is preferredExperience managing large/ complex teams; a proven leader with the ability to develop effective teamsStrong interpersonal and communication skills (verbal and written)Ability to diplomatically communicate findings across departments and to upper managementAbility to effectively operate with multiple priorities and changing directivesSelf- Motivated with the ability to anticipate department needs, discern work priorities, and meet deadlinesForward thinker who actively seeks opportunities and proposes solutions. Must be a highly detailed process-motivated leader who demonstrates success at building trust and influence while driving for results with and through people#J-18808-Ljbffr

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