Current jobs related to 204 - Credit Quality East - Credit Analyst II - Hagerstown - My Bank

  • Senior Portfolio Management Executive

    1 week ago

    Hagerstown, Maryland, United States The Ladders Full time

    OBJECTIVE SUMMARY:Assist the relationship management team by performing various procedural tasks related to (I) borrower evaluation and underwriting, (II) loan documentation and initiation, and (III) portfolio and client upkeep. Address all financial, administrative, and operational challenges impacting both new and existing clients, as well as internal...

  • VP Portfolio Manager III

    2 months ago

    Hagerstown, United States The Ladders Full time

    SUMMARY OBJECTIVE: Support the relationship management (rm) team by assisting in various procedural duties relating to (I) prospect and borrower underwriting, (II) new loan documentation and origination, and (III) portfolio and customer maintenance. Resolve all financial, administrative and operational issues affecting new and existing customers, as well as...

  • Adjunct English and Humanities

    3 months ago

    Hagerstown, United States InsideHigherEd Full time

    The Division of English and Humanities is accepting applications for adjunct instructors to begin in the fall 2024 semester to teach the following courses:PHL 101 - Introduction to PhilosophyPHL 102 - EthicsHUM 214 - World ReligionsFRN 101 – Elementary French IFRN 102 - Elementary French IISPN 101 – Elementary Spanish ISPN 102 – Elementary Spanish II...

  • Apprentice - Client Services Analyst for Commercial Mid-Market

    2 days ago

    Hagerstown, United States Fiserv Full time

    Calling all innovators - find your future at Fiserv. We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card,...

  • Division Director, Health Sciences Division

    2 months ago

    Hagerstown, United States InsideHigherEd Full time

    SUMMARY STATEMENTThe Division Director is responsible for assisting the Vice President Academic Affairs and Student Services in implementing the educational mission of HCC. The position requires the supervision and evaluation of the faculty and staff members in the division as related to the standards and expectations regarding load and annual performance...

  • Senior Financial Analyst

    1 week ago

    Hagerstown, Maryland, United States JLG Industries Full time

    About JLG IndustriesFounded in 1969, JLG Industries has consistently prioritized safety in the construction sector. Our commitment to understanding industry challenges has led us to deliver innovative solutions in the access market. We collaborate with clients to offer high-quality equipment, comprehensive training, and reliable support across the globe. Our...

  • Aircraft Maintenance Technician II

    1 week ago

    Hagerstown, Maryland, United States SNC Ltd Full time

    Join Our Team as an Aircraft Maintenance Technician II Are you an experienced aviation technician eager to advance your career within a dynamic team? As an Aircraft Maintenance Technician II at SNC Ltd, you will be responsible for conducting essential repairs, replacements, and maintenance on critical aircraft components. Your role will involve supporting...

  • Consumer Loan Sales Specialist

    1 week ago

    Hagerstown, United States OneMain Financial Full time

    At OneMain , Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career. I n the Role Deliver results related to individual...

  • Adjunct Professor

    24 hours ago

    Hagerstown, Maryland, United States InsideHigherEd Full time

    Job SummaryInsideHigherEd is seeking a highly qualified Adjunct English and Humanities instructor to teach a variety of courses in the fall 2024 semester. The ideal candidate will have a Master's degree with relevant graduate credits in the subject matter being taught and be located in MD, PA, VA, or WV.Key ResponsibilitiesTeach courses in English and...

  • Adjunct Instructors

    2 weeks ago

    Hagerstown, United States Hagerstown Community College Full time

    Job DescriptionThe Division of Mathematics and Science is currently accepting applications for additional adjunct instructors for course sections that may be potentially offered in the upcoming academic year. Applications will be accepted for those who can teach lecture and/or laboratory in the following area(s) or discipline(s):Anatomy and Physiology (one...

  • Adjunct Instructors

    3 months ago

    Hagerstown, United States InsideHigherEd Full time

    The Division of Mathematics and Science is currently accepting applications for additional adjunct instructors for course sections that may be potentially offered in the upcoming academic year. Applications will be accepted for those who can teach lecture and/or laboratory in the following area(s) or discipline(s):Anatomy and Physiology (one and two-semester...

  • English and Humanities Instructor

    23 hours ago

    Hagerstown, Maryland, United States InsideHigherEd Full time

    Job SummaryInsideHigherEd is seeking a qualified Adjunct English and Humanities instructor to teach various courses in the fall 2024 semester. The ideal candidate will have a Master's degree with relevant graduate credits in the subject matter being taught.ResponsibilitiesTeach courses in English and Humanities, including Introduction to Philosophy, Ethics,...

  • Mortgage Originator

    2 months ago

    Hagerstown, United States M&T Bank Full time

    Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer’s financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews...

  • Part-Time Weekend Cashier

    1 month ago

    Hagerstown, United States New Season Treatment Centers Full time

    Assists clinic with technical and financial skills to track and manage patient cash flow, credit and insurance payments; while also assisting the clinic reception area with staff coordination for patients entering the clinic. Essential Functions: Str Cashier, Part-Time, Microsoft, Weekend, Payment, Skills, Retail

  • Business, Certification and Licensure Program Manager

    3 months ago

    Hagerstown, United States InsideHigherEd Full time

    The Business, Certification and Licensure Program Manager is responsible for meeting and networking with local businesses to assess unique company training needs; developing new training programs for area businesses and public workforce agencies. In addition, this position is also responsible for non-credit Business and Certification and Licensure open...

  • Lead GIS Analyst

    7 days ago

    Hagerstown, United States Triad Engineering Full time

    Lead GIS AnalystWork For Us Are you ready to join a dynamic team, focused on Safety, Wellness and Service? Do you aspire to join a growing team of professionals? Cultivate your career by joining Triad Engineering, Inc.'s team as a Lead GIS Analyst. While each day may include a wide array of responsibilities, your focus on and dedication to quality will...

  • Lead GIS Analyst

    6 days ago

    Hagerstown, United States Triad Engineering Full time $50,000 - $75,000

    Job DescriptionJob DescriptionLead GIS AnalystWork For UsAre you ready to join a dynamic team, focused on Safety, Wellness and Service? Do you aspire to join a growing team of professionals? Cultivate your career by joining Triad Engineering, Inc.'s team as a Lead GIS Analyst. While each day may include a wide array of responsibilities, your focus on and...

  • Business Development

    6 days ago

    Hagerstown, Maryland, United States Hagerstown Community College Full time

    Hagerstown Community College (HCC) seeks a dynamic and experienced Business Development & Training Program Manager to lead our non-credit business, certification, and licensure programs. This role is instrumental in connecting with local businesses, understanding their unique training needs, and developing customized solutions that drive workforce...

  • TACS Surgeon

    2 months ago

    Hagerstown, United States Eastern Association for the Surgery of Trauma Full time

    Meritus Health is seeking a BC/BE trauma surgeon for a full-time position in our growing healthcare system. You will work alongside a team of skilled trauma surgeons and APPs covering trauma and emergency general surgery. Meritus is the busiest Level III trauma center in the state of MD with over 3400 activations in 2023 and will be applying for Level II...

  • Career Programs and Cohort Support Advisor

    3 weeks ago

    Hagerstown, United States InsideHigherEd Full time

    SUMMARY STATEMENT The Career Programs and Cohort Support Advisor is responsible for providing intrusive and proactive outreach for specific cohorts of students. This position is responsible for overseeing the Career Program Achievers (CPA) program, case managing WIOA funded students, leading support initiatives for student parents, and working with Grants...

204 - Credit Quality East - Credit Analyst II

2 months ago

Hagerstown, United States My Bank Full time

204 - Credit Quality East - Credit Analyst II

First United Bank, Hagerstown Office, 130 South Edgewood Drive, Hagerstown, Maryland, United States of America

Req #725 For more than a century, First United has served the financial needs of our personal and business customers throughout Maryland, West Virginia, Virginia and Pennsylvania. We care about our communities, seek to understand what drives our customers and create customized solutions to meet their needs. Our mission is to enrich the lives of our customers, coworkers and shareholders through an unparalleled commitment to the client experience and passionate involvement in the community. 204 - Credit Quality East - Credit Analyst II Basic Qualifications

Education/Training:

A Bachelor of Science or Bachelor of Arts degree in Accounting, Finance or related field of study is preferred. In lieu of a bachelor’s degree consideration will be given to individuals with a High School Diploma and a minimum of two to three years of directly related banking experience is required along with specialized financial analysis training. Obtain and maintain appropriate Bank Product Knowledge Certification.

Skill(s)

: Advanced reading, writing, grammar, and mathematics skills; proficient interpersonal relations and effective communicative skills; above average knowledge of current lending, appraisal, and loan review regulations and banking regulations, procedures, and operations; advanced ability to analyze and interpret financial statements; advanced risk rating skills; loan structuring, covenanting and conditioning skills; knowledge of concentration risk and pricing philosophy; strong PC skills, including spreadsheet software and loan management software; advanced time management skills; technical skills sufficient to assist in training of Credit Analyst I(s); visual and auditory skills; valid driver’s license.

Experience:

A minimum of two (2) to three (3) years of directly related banking experience required.

General Responsibilities

The Credit Analyst II is responsible for ensuring an effective and efficient commercial credit underwriting function by preparing financial statement spreads; providing detailed analysis & risk rating recommendations for both proposed commercial loan requests and the Bank’s top aggregate commercial relationships; analyzing collateral valuations; and assessing compliance to loan policy; and providing alternative solutions through structure, conditions and covenants to mitigate risk.

Essential Duties 1. Spreads financial statements and tax returns for commercial clients. 2. Provides consistent, quality narrative financial analysis including but not limited to discussion of financial condition, cash flow & balance sheet trends, ratio analysis, loan pricing review, peer & industry comparisons, and collateral assessment. 3. Works in conjunction with commercial lending staff to prepare loan submission packages for new money requests, modifications, and collateral substitutions/releases to facilitate sound credit decisions. 4. Underwrites retail branch commercial proposals while addressing repayment capacity, secondary repayment sources, credit report factors, risk assessment, covenants, conditions and collateral analysis within loan presentation. 5. Provides guidance and prompt follow-up to retail branch staff to facilitate timely loan decisions. 6. Assesses loan proposals for Bank and Regulatory policy compliance. Assures all exceptions are appropriately identified and addressed within loan presentations. 7. Provides alternative recommendations to loan structure, covenants and conditions to mitigate credit risk. 8. Approves loans and ACHs within designated lending authority. 9. Recommends appropriate risk ratings for new requests, ACHs, and existing loan relationship to support the ongoing risk management of the Bank. 10. Completes annual relationship reviews for the Bank’s top aggregate commercial loan relationships, large revolving commitments and ACHs. Analyzes financial trends, payment history, compliance to loan covenants, and market / economic conditions to assess ongoing credit risk and evaluates / provides recommendations for risk ratings and renewal of open commitments and ACHs. 11. Provides financial updates to Criticized Asset Reports. Reviews lending staff updates within reports to recommend any needed risk rating adjustments. 12. Orders appraisals, completes appraisal reviews within designated authority, and conducts collateral evaluations to assure loan to value meets both policy and regulatory requirements. 13. Clear real estate secured loans to close by reviewing environmental reports, property condition reports, flood certifications and appraisal values to assure compliance with loan approvals and policies. 14. Provides back-up for the set-up of commercial loan requests presented by retail branch staff into commercial underwriting software system. 15. Provides technical support and assists in training of Credit Analyst I and Administrative Analyst. 16. Participates in the administration of the Bank’s commercial underwriting software and provides recommends for process improvements, as designated by Credit Quality management team. 17. Works on special projects as assigned by Credit Quality Management team. 18. Maintains a good working relationship with bank employees within Credit Quality and other departments. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization. 19. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the work place. 20. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.; ensures that the department and all personnel adhere to the same. 21. Performs other related duties as assigned.

Ancillary Duties 1. Actively represents the Bank in public relations and related community activities. 2. Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.

Job Location Hybrid Work Available

Equipment/Machines 1. Telephone 2. Automobile 3. PC/Computer keyboard 4. Printer 5. Fax machine 6. Copy machine 7. Calculator First United Bank & Trust is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class. First United Bank & Trust is a drug-free workplace. First United Bank, Hagerstown Office, 130 South Edgewood Drive, Hagerstown, Maryland, United States of America

#J-18808-Ljbffr