SBA Credit Underwriter

2 days ago


Los Angeles, United States Centerstone SBA Lending Full time

Description:

Responsible for underwriting, structure and credit analysis of complex financing requests

Duties and Responsibilities:

  • Performs pre-qualification assessment and analysis of financial risk and condition of applicants
  • Obtain all available and necessary financial data from the credit file or outside parties
  • Spread and analyze financial information of applicants - review and evaluate the information, underwrite credit memorandums and present financing request to senior management or Loan Committee for approval
  • Coordinates processing of approved loans; ensures loans are processed according to agreement, customer needs and conform to lending policies; obtains sufficient information and/or documentation from customers
  • Solves problems relative to processing and servicing of loans within his or her portfolio
  • Provides leadership, training & review work completed by less experienced underwriters and other staff members

Requirements Education, Experience, and Qualifications:

  • Minimum 2 year of credit analysis or equivalent financial analysis experience required
  • Solid understanding of financial statements and tax returns
  • Experience with completing spreads and written credit analysis reports on borrowers and guarantors.
  • Good communication skills, both oral and written
  • Ability to define problems, collect data, establish facts, and draw conclusion

Job Type: Full-time

Pay: Starting at $75,000.00 per year

Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Health insurance
  • Life insurance
  • Paid time off
  • Vision insurance

Work Location: In person



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