Current jobs related to Senior C&I Credit Analyst - Chicopee - Westfield Bank

  • Accounting Clerk I

    4 weeks ago

    Chicopee, United States Notch Mechanical Full time

    Job DescriptionJob DescriptionJob Title: Part Time Accounting Clerk IJob Summary: This position aids in the execution of a variety of accounting office tasks for a contractor's accounting department. Tasks may include processing various types of accounts payable including credit card transactions, reviewing job costs against purchase records,...

  • Board Certified Behavior Analyst

    3 months ago

    Chicopee, United States Beacon ABA Services Full time

    Job DescriptionJob DescriptionCompany DescriptionBeacon ABA Services, Inc. is a private group practice of behavior analysts and behavioral therapists organized to provide intensive behavioral services to individuals with developmental disabilities. The practice specializes in providing evidence-based treatment interventions to children with Autism Spectrum...

  • Financial Cost Analyst

    2 weeks ago

    Chicopee, Massachusetts, United States Cardinal Health Full time

    Overview of Accounting at Cardinal Health Accounting is responsible for establishing and upholding financial policies and controls, conducting technical research, protecting the organization's assets, and ensuring the precision of financial records in compliance with accounting standards. Position Summary The Financial Cost Analyst acts as a strategic...

  • Financial Analyst

    5 days ago

    Chicopee, Massachusetts, United States Cardinal Health Full time

    About the RoleAs a Cost Accountant at Cardinal Health, you will serve as a financial business partner to operations and plant leadership. You will play a critical role in measuring cost efficiencies in a complex plant environment, providing visibility to senior leaders and opportunities for career growth within our broader organization.Key...

  • Caregiver

    1 month ago

    Chicopee, United States Visiting Angels Full time

    Benefits: Competitive salary Flexible schedule Free uniforms Opportunity for advancement Paid time off Parental leave Training & development Chicopee, 5 days a week, 10:30 AM - 4:30 Pm, Flexible time frame, Possible 11:00am - 5:00pm, Full Time, 30 hour per week, Or... add other clients to this one in order to have your desired 40 weekly hours. Lovely Elderly...

  • Caregiver

    1 month ago

    Chicopee, United States Visiting Angels of West Springfield Full time

    Job DescriptionJob DescriptionBenefits:Competitive salaryFlexible scheduleFree uniformsOpportunity for advancementPaid time offParental leaveTraining & development Chicopee, 5 days a week, 10:30 AM - 4:30 Pm, Flexible time frame, Possible 11:00am - 5:00pm, Full Time, 30 hour per week, Or... add other clients to this one in order to have your desired 40...

  • Caregiver

    4 weeks ago

    Chicopee, United States Visiting Angels Full time

    Benefits: Competitive salary Flexible schedule Free uniforms Opportunity for advancement Paid time off Parental leave Training & development Chicopee, 5 days a week, 10:30 AM - 4:30 Pm, Flexible time frame, Possible 11:00am - 5:00pm, Full Time, 30 hour per week, Or... add other clients to this one in order to have your desired 40 weekly hours. Lovely Elderly...

  • Caregiver

    4 weeks ago

    Chicopee, United States Visiting Angels of West Springfield Full time $16 - $17

    Job DescriptionJob DescriptionBenefits:Competitive salaryFlexible scheduleFree uniformsOpportunity for advancementPaid time offParental leaveTraining & development Chicopee, 5 days a week, 10:30 AM - 4:30 Pm, Flexible time frame, Possible 11:00am - 5:00pm, Full Time, 30 hour per week, Or... add other clients to this one in order to have your desired 40...

  • Caregiver

    4 weeks ago

    Chicopee, United States Visiting Angels of West Springfield Full time $16 - $17

    Job DescriptionJob DescriptionBenefits:Competitive salaryFlexible scheduleFree uniformsOpportunity for advancementPaid time offParental leaveTraining & development Chicopee, 5 days a week, 10:30 AM - 4:30 Pm, Flexible time frame, Possible 11:00am - 5:00pm, Full Time, 30 hour per week, Or... add other clients to this one in order to have your desired 40...

  • Airlift Operations Management Specialist

    2 weeks ago

    Chicopee, Massachusetts, United States Headquarters, Air Force Reserve Command Full time

    Position Overview:The primary objective of this role is to act as the comprehensive database overseer, analyst, and administrator for the Host Operations Resource Management System office. This position is chiefly accountable for the analysis and overall supervision of personnel associated with the airlift squadron.Key Responsibilities:• Plan, direct, and...

  • Cost Control Specialist

    5 days ago

    Chicopee, Massachusetts, United States Cardinal Health Full time

    About the RoleAs a Financial Analyst at Cardinal Health, you will serve as a strategic financial partner to operations and leadership teams. You will play a critical role in measuring financial efficiencies, providing visibility to senior leaders, and driving business growth within our organization.Key ResponsibilitiesMonthly financial analysis and...

  • Citizens Branch Manager

    2 weeks ago

    CHICOPEE, United States Citizens Full time

    DescriptionAs a Branch Manager you will drive branch performance, sales growth, and colleague and customer experience through inspirational leadership, highly collaborative partnerships, and sound operational practices.  The Branch Manager is directly responsible for creating and maintaining a strong customer-centric culture and is the primary mentor and...

  • Bilingual HR Coordinator

    5 days ago

    Chicopee, Massachusetts, United States UFP Technologies Full time

    Position OverviewAbout UFP Technologies:UFP Technologies specializes in designing and manufacturing tailored solutions for medical devices, sterile packaging, and other highly engineered products. As a crucial component in the medical device supply chain, UFP serves as a trusted outsourcing partner for leading medical device manufacturers globally. Our...

  • Bilingual HR Coordinator

    5 days ago

    Chicopee, Massachusetts, United States UFP Technologies Full time

    Position OverviewAbout UFP Technologies:UFP Technologies specializes in designing and manufacturing tailored solutions for medical devices, sterile packaging, and other intricately engineered products. As a crucial participant in the medical device supply chain, UFP serves as a trusted outsourcing partner for many leading medical device manufacturers...

  • Temporary Outreach Program Supervisor

    2 weeks ago

    Chicopee, United States Mental Health Association - Western MA Full time

    Job DescriptionJob DescriptionThe Mental Health Association Inc. is immediately hiring for a temporary Program Supervisor in our Outreach Program. The Program Supervisor will provide leadership and support to outreach staff to empower participants in achieving optimal independence and community integration. Support staff with a strength based approach that...

  • Bilingual HR Coordinator

    5 days ago

    Chicopee, Massachusetts, United States UFP Technologies Full time

    Position OverviewAbout UFP Technologies:UFP Technologies specializes in designing and manufacturing tailored solutions for medical devices, sterile packaging, and other highly engineered products. As a crucial component in the medical device supply chain, UFP serves as a trusted outsourcing partner for leading medical device manufacturers globally. The...

  • HR Assistant Bilingual in Spanish

    2 months ago

    Chicopee, United States UFP Technologies Full time

    Job DescriptionJob DescriptionAbout UFP MedTech:UFP Technologies is a designer and custom manufacturer of comprehensive solutions for medical devices, sterile packaging, and other highly engineered custom products. UFP is an important link in the medical device supply chain and a valued outsource partner to most of the top medical device manufacturers in the...

  • HR Assistant Bilingual in Spanish

    2 months ago

    Chicopee, United States UFP Technologies Full time

    About UFP MedTech: UFP Technologies is a designer and custom manufacturer of comprehensive solutions for medical devices, sterile packaging, and other highly engineered custom products. UFP is an important link in the medical device supply chain and a valued outsource partner to most of the top medical device manufacturers in the world. The Company's...

Senior C&I Credit Analyst

2 months ago

Chicopee, United States Westfield Bank Full time
Position: Senior C&I Credit Analyst

Department: Credit Administration

Job Status: Full Time

FLSA Status: Non-Exempt

Grade: 11

Reports to: AVP/C&I Credit Team Leader

Amount of Travel Required: No Travel Required

Positions Supervised: None

POSITION SUMMARY

Responsible for the analysis of all relevant credit and financial data of medium-to-complex C&I borrowers. This data is used in evaluating the creditworthiness of commercial borrowers and in producing a comprehensive and objective credit analysis in order to assist management in the loan decision making process.

ESSENTIAL FUNCTIONS
  • Prepares objective, written analyses of moderately complex lending relationships to be used by loan officers and senior management in the loan decision making process. Prepares related complex numerical analyses including accurate completion of financial statement spreads.
  • Works independently and demonstrates the ability to recognize and assess pertinent risks and identify the impact that non-financial and external factors; ranging from general economic issues to industry and management issues, may have on the borrower's ability to meet its obligations. Makes a recommendation to Loan Officers and Executive Committee for approval or denial and credit risk rating.
  • Analyzes financial statements and cash flow of moderately complex borrowers and guarantors in order to determine profitability, capital adequacy, liquidity, asset quality, and the ability to repay existing and proposed obligations.
  • Understands and remains current on bank credit policies and accurately identifies policy exceptions during the loan underwriting process.
  • Evaluates appropriateness of proposed loan structure on new deals.
  • Performs outside research as necessary on industries, real estate records, borrowers and guarantors.
  • Monitors loan covenant compliance on existing loan relationships.
  • Gathers and assimilates appropriate data for each credit analysis and determines the need to request additional information.
  • Completes assignments in a timely fashion, meeting applicable deadlines and displaying the ability to work independently with minimal supervision while producing an accurate work product.
  • Assists with training and development of less-experienced staff and new analysts.
  • Illustrates a willingness to take on additional assignments as necessary within the department.
  • Maintains a high productivity level yet produces thorough and accurate work, minimizing errors.
  • Must complete BSA, AML, and other Regulatory and Continuing Education as assigned.
  • Must adhere to all bank and regulatory policies and procedures specific to position.
  • Assumes additional responsibilities as requested.
POSITION QUALIFICATIONS

Competencies
  • Analytical Skills
  • Communication
  • Decision Making/Judgment
  • Productivity
  • Quality
  • Teamwork/Cooperation
Education/Experience/Skills
  • Bachelors of Science Degree in Finance, Accounting, or Business Administration or relevant work experience preferred.
  • Minimum of three years of previous Commercial Credit Analyst experience required with demonstrated ability to work on the Bank's largest and most complicated credit requests.
  • Proficient in Microsoft Word, Microsoft Excel, and financial statement spreading software.
  • Strong personal organization skills.
  • Excellent written and verbal communication skills.
  • Strong critical thinking skills.
  • Analytical experience with Commercial & Industrial Loans and Commercial Real Estate loans.

PHYSICAL DEMANDS

Physical Demands

Stand: O (Occasionally)

Walk: O (Occasionally)

Sit: F (Frequently)

Handling / Fingering: F (Frequently)

Reach Outward: O (Occasionally)

Reach Above Shoulder: O (Occasionally)

Climb: N (Not Applicable)

Crawl: N (Not Applicable

Squat or Kneel: N (Not Applicable

Bend: N (Not Applicable)

Lift/Carry

10 lbs or less: N (Not Applicable

11-20 lbs: N (Not Applicable

21-50 lbs: N (Not Applicable

51-100 lbs: N (Not Applicable)

Over 100 lbs: N (Not Applicable)

Push/Pull

12 lbs or less: N (Not Applicable

13-25 lbs: N (Not Applicable

26-40 lbs: N (Not Applicable)

41-100 lbs: N (Not Applicable)

N (Not Applicable) Activity is not applicable to this occupation.

O (Occasionally) Occupation requires this activity up to 33% of the time (0-2.5+ hrs/day)

F (Frequently) Occupation requires this activity from 33%-66% of the time (2.5-5.5+ hrs/day)

C (Constantly) Occupation requires this activity more than 66% of the time (5.5+ hrs/day)

Other Physical Requirements

None

Westfield Bank has reviewed this job description to ensure that essential functions and basic duties have been included. It is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and abilities. Additional functions and requirements may be assigned by supervisors as deemed appropriate.

JOB CODE: 1000652