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Credit Analyst

2 months ago

St Paul, United States Independent Community Bankers of Minnesota Full time

Citizens Alliance Bank

Location: Clara City, MN

Job Title: Credit Analyst

Overview: Excellent OpportunityCitizens Alliance Bank is hiring a Credit Analyst. The purpose of the Credit Analyst position is to provide credit analysis assistance to lenders, monitor incoming financial statements for covenant requirements, perform analysis, and reviews. This position will involve developing and maintaining knowledge of loan regulatory and internal procedural compliance issues to help support the lending department.Citizens Alliance Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability, veteran status and all other protected classes.

Responsibilities: Duties include but are not limited to the following:1. Compile financial and review incoming statements as requested, monitor and report on specialized portfolios.2. Ability to conduct industry research and locate resource material for peer comparison.3. Perform an annual review of loan portfolios and report findings to appropriate lenders.4. Provide management report of outstanding issues.5. Provide written financial statement analysis for credit presentations, file comments and annual reviews.6. Maintain the report of review due and work with lenders to keep comments current. Complete property and land evaluations with analysis of comparable sales.

Requirements: Required - High School diploma or GED.Required - Continuing Education to maintain job knowledge.Preferred – One to three years of banking experience.Preferred - One to three years of Financial or Credit Analyst experience.Preferred - Proficiency in Microsoft Suites.

Deadline: 05/01/2024

How to Apply: Contact Citizens Alliance Bank’s Human Resources Department for a full job description via email: humanresources@citizensalliancebank.com

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