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Analyst,Underwriter

1 month ago

Hartford, United States CVS Health Full time

Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose: Bringing our heart to every moment of your health. This purpose guides our commitment to deliver enhanced human-centric health care for a rapidly changing world. Anchored in our brand — with heart at its center — our purpose sends a personal message that how we deliver our services is just as important as what we deliver. Position Summary Supports the organization's ability to achieve its financial and strategic goals through effective underwriting. Identifies and manages risk in order to maximize revenue, membership, and earnings. Performs underwriting analysis and risk assessment for new and/or renewal of large group contracts and accountings. Applies in-depth knowledge to single product types, funding arrangements and/or rating methodologies and progresses to multiple types, arrangements and methodologies with experience and skill development. Prepares various projects within the department to provide daily spreadsheet summaries of all file uploads. Reviews work for accuracy; works with mentor/manager to recommend pricing and/or accounting balance alternatives based on financial analysis, underwriting principles, and business strategy. Utilizes basic functionality of underwriting tools, systems, and reference materials to produce accurate quotes, renewals, and/or accounting. Applies underwriting guidelines and escalates underwriting exceptions/financial variances for assigned cases to the appropriate level. Assists sales personnel in explaining rate/fee, accounting balance development, and communicating underwriting policy. Produces timely and accurate customer-specific documents, deliverables, and accounting-related information. Conducts audits on premiums, fees, and claims to ensure all receivables are accurate and accounted; tracks customer allowances or MBE/WBE goals using compliance guidelines. Assists department with projects or workgroups; identifies and supports process improvement through automation or process change. Required Qualifications Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment. Demonstrated ability to utilize analytical and independent thinking skills. Demonstrated success in collaborating with others to meet/exceed expectations. Experience providing clear and concise written and verbal communications. Experience working with standard Microsoft Office products. 0-2 years work experience. Preferred Qualifications Education Bachelor's degree preferred. Pay Range The typical pay range for this role is: $19.52 - $42.91. This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography, and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. In addition to your compensation, enjoy the rewards of an organization that puts our heart into caring for our colleagues and our communities. The Company offers a full range of medical, dental, and vision benefits. Eligible employees may enroll in the Company’s 401(k) retirement savings plan, and an Employee Stock Purchase Plan is also available for eligible employees. The Company provides a fully-paid term life insurance plan to eligible employees, and short-term and long-term disability benefits. CVS Health also offers numerous well-being programs, education assistance, free development courses, a CVS store discount, and discount programs with participating partners. As for time off, Company employees enjoy Paid Time Off (“PTO”) or vacation pay, as well as paid holidays throughout the calendar year. Number of paid holidays, sick time, and other time off are provided consistent with relevant state law and Company policies. For more detailed information on available benefits, please visit jobs.CVSHealth.com/benefits . We anticipate the application window for this opening will close on: 08/12/2024. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws. #J-18808-Ljbffr