Senior Analyst, Risk

4 weeks ago


San Francisco, United States Pomelo Full time

Pomelo’s mission is to increase financial access and empowerment for immigrants and their loved ones back home. We are proud to be the first financial technology platform to combine consumer credit and global remittances. Our product solves the worst aspects of money transfer by empowering our customers to use credit rather than cash. At the same time, we help immigrants establish their financial future in their new country by building positive credit history with their existing remittance obligations and financially include their loved ones in emerging economies with access to modern financial instruments. We’re a team of ~45 and are growing our San Francisco headquarters. Our investors include Keith Rabois of Khosla Ventures (formerly of Founders Fund, CEO at Opendoor, former COO of Square), Kevin Hartz (Co-founder/CEO of Xoom and Eventbrite) of A* Capital, The Chainsmokers, The Weeknd, and more. Your Role Pomelo is seeking a skilled Senior Analyst for our Risk department with a solid background in credit risk analysis to join our dynamic team. You will be pivotal in assessing and managing credit risk, developing machine learning models for credit and fraud risk, and analyzing credit risk exposure. You will collaborate closely with internal and external partners to enhance our risk metrics and create a streamlined monitoring process. You will also be involved in credit risk strategy formulation and portfolio management, working alongside Product and Finance teams to refine credit policies and oversee credit portfolio management. Required Qualifications 5-8 years of hands-on credit risk management experience. Proficiency in SQL and Python. Proficiency in statistical and analytical tools, including machine learning frameworks for credit risk and fraud detection. Experience with credit risk policy formulation and underwriting decision-making processes. Demonstrated ability to analyze credit risk exposure and develop risk management strategies. Proven experience working with cross-functional teams, including Engineering, Data, Product, and Finance. Nice to Haves Bachelor’s degree in Finance, Economics, Statistics, Data Science, or a related discipline. Fintech and startup experience. Experience in customer-facing roles. Company Values Earn the Trust of Our Customers Be Relentless Integrity in Every Language Show Our Work Leadership at Every Level Benefits and Perks (FTE) A meaningful mission and an opportunity for direct societal impact. We’re putting real money back in the hands of the people who need it most and helping immigrants and their families realize the American dream. An amazing team and culture. You’ll have peers from both top tech companies (e.g. Cash App, Google, Twitter, Uber) and other successful startups (e.g. Affirm, AfterPay, MemSQL). We empower each other to do great work and continue growing. Opportunity for major impact, learning, and growth. Platinum-level health insurance (medical, dental, vision) — with 100% covered by the company for you and 50% for dependents. Assistance with life insurance. Parental leave for the primary or the secondary. PTO: 3 weeks in your first year, 4 weeks thereafter, plus national holidays. $300 annual wellness stipend. Pre-tax funds towards commuting costs. Twice-a-year company retreats. Previous trips include skiing in Park City, getting sun and surf in Cabo, Mexico, and a cruise excursion to The Bahamas. In Office Meals: Lunch, dinner, and snacks provided daily. #J-18808-Ljbffr



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