Mortgage Loan Officer

1 month ago


Youngstown, United States Motto Mortgage Driven Full time
Description

We are currently seeking a highly motivated and detail-oriented mortgage broker to round out our well-established lending team. The successful applicant will have 3 years of experience with mortgage lending or origination and a proven track record of making matches between various lenders and borrowers. We offer excellent growth potential and seeking those who possess a strong commitment to excellence. If this sounds like you, apply now

Compensation: 100 - 200 BPS

Responsibilities

•Build referral relationships with real estate professionals and relationships with mortgage lenders/ mortgage bankers, maintain current lending rate sheets, and stay up to date on current mortgage industry trends
•Obtain documentation to determine creditworthiness, such as background checks, applicant's credit history, income and employment verification, and verification of assets and liabilities
•Find ideal mortgage product and lender for potential borrowers by researching competitive mortgage rates and interest rates and negotiating terms
•Collaborate with the real estate agent, lender's underwriting department, other mortgage professionals, and closing agent to ensure a smooth transaction
•Determine each applicant's or borrower's specific lending or refinance needs after conducting a thorough interview

Qualifications

•Superior time management, communication and analysis skills and independently resourceful
•A current NMLS license or National Association of Mortgage Broker licensure or certification is required
•Have a strong understanding of loan products and loan process from origination to close
•Previous experience with MS office and loan origination software
•A bachelor's degree is preferred in economics, business administration, banking, finance, or real estate law

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