![Bank of America](https://media.trabajo.org/img/noimg.jpg)
Credit Risk Officer-Corp/Com
2 months ago
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us
Job Description:
This role is responsible for analyzing credit and investigating existing and prospective clients and counterparts. Key responsibilities include focusing on but not limited to credit, market, and reputational risk; as well as adherence or monitoring of credit risk policies, risk appetite, and reporting, including but not limited to Top of House (TOH) and Line of Business (LOB) specific reports or regulatory related reporting. The Credit Risk Officer manages a portfolio of 15+ corporate clients and is responsible for conducting financial analysis; tracking portfolio company performance and assessing ongoing creditworthiness and assisting in the origination, negotiation and structuring of senior bank debt and related credit products. The Credit Risk Officer builds extensive knowledge of each client drawing upon in-depth research and industry expertise. As a member of Enterprise Credit, you will work closely with professionals throughout Risk and Global Banking and Markets, particularly colleagues in Corporate Banking/Relationship Management, Trading (primarily FX and Interest Rate Swaps), Treasury Management and Syndications (investment grade and leveraged finance). Responsibilities also include qualitative and quantitative due diligence on industry and company factors
Job Responsibilities:
- Researching, writing, and presenting financial and industry analysis in support of company specific and portfolio level decisions
- Evaluating transaction and relationship risk-adjusted profitability to facilitate the allocation of and return on capital
- On-going monitoring of client's financial performance, industry trends and emerging risks
- Participating in the structuring, underwriting and documentation of credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements
- Monitoring and managing credit exposure associated with the Bank's broad range of products including Loans, Leasing, Foreign Exchange, Derivatives, & Treasury Management
- Sets or supports the oversight of the ongoing management of risk parameters and guardrails for credit risk while ensuring adherence to risk appetite/limits, and actively inspects and/or designs risk scenarios to implement decisions
- Supports the credit approval process and therefore is accountable for overall portfolio performance and asset quality, including underwriting, structuring, and monitoring tasks
- Conducts analysis, inspects and/or develops credit risk reporting for specific products, and monitors and reports on key indicators for changes in credit quality to communicate to senior management
- Ensures adherence to policy and standards and performs due diligence that the risk is within the bank's defined risk appetite, using knowledge of stress testing and its applicability to credit risk
- Supports monitoring of adherence to industry risk governance, as well as monitoring for potential operational, reputational and market risk issues
- Identifies risks early that could impact the assigned portfolio and coordinates with business counterparts to resolve portfolio issues
- Sets or supports the oversight of the ongoing management of risk parameters and guardrails for credit risk while ensuring adherence to risk appetite/limits, and actively inspects and/or designs risk scenarios to implement decisions
- Supports the credit approval process and therefore is accountable for overall portfolio performance and asset quality, including underwriting, structuring and monitoring tasks
- Conducts analysis, inspects and/or develops credit risk reporting for specific products, and monitors and reports on key indicators for changes in credit quality to communicate to senior management
- Ensures adherence to policy and standards and performs due diligence that the risk is within the bank's defined risk appetite, using knowledge of stress testing and its applicability to credit risk
- Supports monitoring of adherence to industry risk governance, as well as monitoring for potential operational, reputational and market risk issues
- Identifies risks early that could impact the assigned portfolio and coordinates with business counterparts to resolve portfolio issues
- 7+ years Commercial/Corporate banking risk and/or analysis experience
- Understanding of basic accounting
- Working knowledge of corporate finance
- Strong business writing skills
- Bachelor's Degree
- Foundational understanding of legal credit agreements
- Ability to coach junior teammates
- Working knowledge of ancillary bank products (treasury, cash management, derivatives)
- Specific experience within Technology, Media, Telecom & Gaming a bonus
- Credit and Risk Assessment
- Financial Accounting
- Issue Management
- Portfolio Analysis
- Risk Analytics
- Attention to Detail
- Business Intelligence
- Collaboration
- Interpret Relevant Laws, Rules, and Regulations
- Regulatory Compliance
- Oral Communications
- Presentation Skills
- Prioritization
- Project Management
- Written Communications
Shift:
1st shift (United States of America)
Hours Per Week:
40
-
Credit Risk Officer
1 month ago
New York, United States Bank of America Full timeJob Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for...
-
Credit Risk Officer
2 weeks ago
New York, United States Blue Rock Consulting Full timeJob DescriptionJob DescriptionCredit Risk OfficerNew York City (Hybrid)Join a dynamic team responsible for developing, recommending and implementing strategies for identifying, assessing, measuring, monitoring, reporting, avoiding, transferring, mitigating and monitoring credit risk. The Team also maintains the Bank’s credit risk management policy and...
-
Credit Risk Officer
6 days ago
New York, United States Blue Rock Consulting Full timeJob DescriptionJob DescriptionCredit Risk OfficerNew York City (Hybrid)Join a dynamic team responsible for developing, recommending and implementing strategies for identifying, assessing, measuring, monitoring, reporting, avoiding, transferring, mitigating and monitoring credit risk. The Team also maintains the Bank’s credit risk management policy and...
-
Credit Risk Officer
2 weeks ago
New York, United States Veterans Sourcing Group, LLC Full timePosition: Credit Risk OfficerClient: BankingLocation: New York, NY 10178Duration: Fulltime/ Permanent/ Direct HireHybrid: 3 days onsite/ 2 days remote per weekJob DescriptionJoin a dynamic team responsible for developing, recommending and implementing strategies for identifying, assessing, measuring, monitoring, reporting, avoiding, transferring, mitigating...
-
Credit Risk Officer
2 weeks ago
New York, United States Veterans Sourcing Group, LLC Full timePosition: Credit Risk Officer Client: Banking Location: New York, NY 10178 Duration: Fulltime/ Permanent/ Direct Hire Hybrid: 3 days onsite/ 2 days remote per week Job Description Join a dynamic team responsible for developing, recommending and implementing strategies for identifying, assessing, measuring, monitoring, reporting, avoiding, transferring,...
-
Head of Credit Risk Analysis
2 hours ago
New York, New York, United States Sumitomo Mitsui Banking Corporation Full timeCompany OverviewSumitomo Mitsui Banking Corporation (SMBC) is a premier global financial institution with a rich history spanning over 400 years. With its headquarters in Tokyo, SMBC provides a comprehensive suite of financial services, including banking, leasing, securities, credit cards, and consumer finance. The organization operates more than 130 offices...
-
Credit Risk Review Officer
7 days ago
West New York, United States UBS Full timeYour role Do you have a background in finance, business administration, economics or accounting? Are you an experienced credit professional who is familiar with a variety of credit products and willing to learn new ones? We are looking for a Credit Risk Review (CRR) Director to: • Assist in the planning, execution, and reporting of credit reviews across...
-
Associate, CIB Corporate Credit Risk Officer
1 month ago
New York, United States Santander Full timeAssociate, CIB Corporate Credit Risk Officer Country: United States of America The Associate - Credit Risk Officer, supports the 2LOD CIB Corporate Credit Risk team on the reviews of credit applications submitted by the front office to prepare executive summaries for the management of the Credit Department. Scope of the analysis and review includes, but not...
-
Credit Risk Management Officer
6 days ago
New York, New York, United States Deutsche Bank Full timeJob Overview: Position: Workout Credit Officer Corporate Role: Vice President Location: New York, NY Role Summary As a Workout Credit Officer with a focus on credit risk management, you will play a vital role in the operational success of Deutsche Bank's lending services. Collaborating with team members, you will evaluate transactions from clients...
-
Credit Risk Management Officer
6 days ago
New York, New York, United States Deutsche Bank Full timeJob Overview: Position: Workout Credit Officer Corporate Role: Vice President Location: New York, NY Role Summary As a Workout Credit Officer focused on credit risk management, you will play a vital role in the effectiveness of Deutsche Bank's lending operations. Collaborating with team members, you will evaluate transactions involving clients experiencing...
-
Credit Risk Management Officer
1 hour ago
New York, New York, United States Deutsche Bank Full timeJob Overview: Position: Workout Credit Officer Corporate Role: Vice President Location: New York, NY Position Summary As a Workout Credit Officer with a focus on credit risk oversight, you will play a vital role in the effectiveness of Deutsche Bank's lending operations. Collaborating with team members, you will evaluate transactions from clients...
-
Senior Real Estate Credit Risk Officer
6 days ago
New York, New York, United States Natixis Corporate & Investment Banking Full timePosition OverviewNatixis Corporate & Investment Banking is seeking a seasoned Credit Risk Officer (Executive Director) specializing in commercial real estate lending operations. This role is crucial within the second line of defense at Natixis, primarily responsible for overseeing the evaluation and credit assessment of the bank's commercial real estate...
-
Credit Risk Officer
2 months ago
New York, United States The Bank of America Corporation Full timeAt Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders Risk Officer, Risk, Corporate, Officer, Commercial, Credit, Business Services
-
Senior Real Estate Credit Risk Officer
6 days ago
New York, New York, United States Natixis Corporate & Investment Banking Full timeOverviewNatixis Corporate & Investment Banking is seeking a Senior Credit Risk Officer specializing in commercial real estate lending. This role is crucial within the second line of defense, focusing on the evaluation and credit analysis of the bank's commercial real estate portfolio.Key ResponsibilitiesConduct thorough reviews and assessments of credit risk...
-
Credit Risk Analyst
5 days ago
New York, New York, United States Sumitomo Mitsui Banking Corporation Full timeCompany OverviewSumitomo Mitsui Banking Corporation (SMBC) is a premier global financial institution with a rich heritage spanning over 400 years. With its headquarters in Tokyo, SMBC operates more than 130 offices across nearly 40 countries, employing over 80,000 professionals worldwide. The organization provides a comprehensive suite of financial services,...
-
New York, New York, United States Natixis Corporate & Investment Banking Full timePosition OverviewNatixis Corporate & Investment Banking is seeking a Senior Credit Risk Officer at the Director or Executive Director level, specializing in Leveraged Finance, LBO, and Corporate Finance transactions. This role is integral to the Corporate and Structured Finance Credit Risk team located in the Americas.Key ResponsibilitiesPrepare...
-
New York, New York, United States Natixis Corporate & Investment Banking Full timePosition OverviewNatixis Corporate & Investment Banking is seeking a Senior Credit Risk Officer (Director or Executive Director level) to concentrate on Leveraged Finance, LBO, and Corporate Finance transactions within the Corporate and Structured Finance Credit Risk team in the Americas.This role entails the preparation of credit risk assessments and...
-
Credit Risk Specialist
5 days ago
New York, New York, United States Selby Jennings Full timePosition: Risk Analyst - Macro/CreditCompany: Selby JenningsOverview:A prominent Global Macro Hedge Fund is seeking a Risk Analyst to become an integral part of the Front Office team. This role is pivotal in supporting the Credit Portfolio Managers and Traders.Role Responsibilities:- Engage directly with the Credit Investment Teams, providing advisory...
-
Senior Manager, Credit Risk
2 months ago
New York, United States Blue Rock Consulting Full timeJob DescriptionJob DescriptionSenior Manager, Credit RiskNew York City (Hybrid)Salary: to $230K + 25% bonusTeam OverviewThe Credit Risk Management team is responsible for analyzing, monitoring, and mitigating risk exposure, including via members, counterparties, and other credit exposure. CRM’s mandate is to ensure the Bank can safely lend to members and...
-
Senior Manager, Credit Risk
1 month ago
New York, United States Blue Rock Consulting Full timeJob DescriptionJob DescriptionSenior Manager, Credit RiskNew York City (Hybrid)Salary: to $230K + 25% bonusTeam OverviewThe Credit Risk Management team is responsible for analyzing, monitoring, and mitigating risk exposure, including via members, counterparties, and other credit exposure. CRM’s mandate is to ensure the Bank can safely lend to members and...