Credit Officer

2 months ago


Memphis, United States Evolve, LLC Full time
Job Description:

The Credit Officer will support the Chief Credit officer and is responsible for the financial analysis and underwriting for Evolve Bank & Trust.

Main Job Tasks and Responsibilities:
  • Commercial Loan Analysis and Underwriting.
  • Assist Lenders in financial analysis, identification of the primary risk drivers, structuring of the loan, overall assessment of risk and ability to repay.
  • Participate in the loan approval process with appropriate authorization.
  • Assist Loan Operations in solving loan related structure questions.
  • Assist in the process of vetting new loan products or niche markets.
  • Special Projects / Requests.
  • Provide analytical assistance on special projects.
  • Support and mentor Credit Analysts.
  • Work with lenders on training programs and concept reviews for specific loan requests.
Education and Experience:
  • Minimum of five years' experience in commercial credit analysis, preferably at a financial institution or commercial finance organization.
  • Bachelors' degree, preferably in business, economics, finance, or banking with a strong background in accounting and finance.
Key Competencies
  • High attention to detail.
  • Able to prioritize and reprioritize work tasks and deliver work product under tight deadlines
  • Good verbal and written communication skills.
  • Comfortable with conflicting views of others and able to adequately express their point of view.
  • Willingness to take ownership of recommendations and balance loan production with the proper risk/reward relationship.
  • Able to work well with peers, lenders and superiors.


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