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Member Service Representative

3 months ago


Bethesda, United States NIH Federal Credit Union Full time

Description:
This opening is for our Building 31 Branch located at NIHFCU, Building 31 Branch

Floating is a requirement for all frontline openings and this position will have a split schedule between the campus branches. Saturday availability is required for this position.

**We are looking for more than just an employee, we are looking for a true team member dedicated to enhancing the member experience Come join the credit union movement and **_Discover Banking With Heart_** at NIHFCU**
- At NIHFCU, one of our core values is investing in our employees, which is why we offer_
- perks like these:_
- _Benefit Package for all Full time employees includes health, dental, vision, Life insurance benefits_
- _401(K) and profit sharing_
- _Tuition Reimbursement_
- _Career Advancement and development_
- _Credit Union Membership with discounted services and products_

**GENERAL SUMMARY**

Responsible for: Under general supervision, but following established policies and procedures performs a broad range of delivering excellent member service activities in person, by mail, and/or by telephone. Answers questions concerning services provided by the credit union from members and staff. Must possess excellent interpersonal communication skills and the ability to represent the credit union in a courteous, professional manner. Perform duties of a Loan Processor. May function as a Teller when needed.

**MAJOR DUTIES AND RESPONSIBILITIES**
- Member Service:_
- Consistently adhere to Operational Procedures, Controls, and Services Levels consistent with NIHFCU standards.
- Provide prompt, efficient and accurate quality member service.
- Ability to demonstrate quality member service in a high pace branch environment to include interactions with Members and peers.
- Possess effective verbal and written communication skills; effectively prepare Member correspondences through accessing appropriate systems.
- Maintain a working knowledge of monetary transactions with the ability to accurately process New Member Accounts, IRA Accounts, Certificates, and various NIHFCU products and services.
- Ability to effectively operate Safe Deposit Box software and hardware where applicable.
- Assists with balancing and auditing branch functions to include ATM, CDM/TCD and negotiable items, etc.
- Perform Teller responsibilities as assigned.
- Research information and analyze problems effectively. Determines viable options to solve Member issues and choose the best course of action.
- Resolves product or service problems by clarifying the member’s concern/complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution.

Sales, Service and Referrals:

- Meet established Sales, Service and Referral Goals and other initiatives as assigned.
- Knowledgeable in promoting, cross-selling and referring Credit Union products and services with the ability to explain benefits and features.
- Makes "outside" sales and member service calls on present and prospective members within the branch's market area.
- Assist the Branch Manager in leading the Team in achieving their assigned Sales, Service, Referral, Member Satisfaction and other goals/initiatives as assigned.
- As Assigned, attend/set-up and run marketing event tables at onsite events such as Employee Orientations, Benefits Fairs, etc.

Loan Officer Skills:

- Ensure that all loan documents are completed before processing the loan request.

Accountabilities:

- Demonstrate a professional image when representing NIHFCU (grooming, clothing, tone of voice, mannerism, etc.).
- Maintain a dependable record of attendance and timeliness.
- Report to the position Supervisor, Risk Management, the VP of Human Resources or to the complaint vendor any actual or suspected fraud or financial dishonesty or wrongdoing involving Member transactions, Employees, or NIHFCU.
- Alert to Counterfeit Items, Red Flags (Identity Theft Prevention), Forgery (Checks, Money Orders, Travelers Cheques, etc.)
- Thorough knowledge and understanding of all equipment functions/operations and applicable software in the branch.
- Must successfully obtain Notary Commission within ninety (90) days of hire.
- Access Member and Associate personal and financial information only as required by the job. Maintain the confidentiality and security of all Member and Associate personal and financial information in the course of NIHFCU employment.
- Ensure that work practices, results and processes comply with relevant laws and with established NIHFCU policy, procedure and practice standards.
- Attend required training and take initiative to maintain and develop needed knowledge and skills required to maintain effective performance. Complete required Compliance and assigned online training courses within specified periods.
- Access Member or Associate personal and financial information only as required by the job. Maintain the c