Senior Credit Analyst

2 days ago

menlo, United States YouLand Full time

Company Description

YouLand is a leading private money lender for real estate investors, specializing in hard money loans. With a focus on bridge loan expertise and innovative technology, YouLand offers fast and reliable financing solutions. Since 2016, YouLand has funded over $1B+ in loans across 42 states nationwide.


Role Description

The Head of Credit and Underwriting will be responsible for the strategic oversight and leadership of the company’s capital markets, credit risk, underwriting, and risk management functions within the RTL space. This role requires a seasoned professional with deep expertise in credit risk management and underwriting in RTL specifically. The ideal candidate will ensure that all loan decisions are aligned with the company’s risk appetite, regulatory requirements, and business objectives.


Responsibilities:

  • Develop and implement a comprehensive credit risk management strategy that aligns with the company’s business objectives and regulatory requirements.
  • Expand the underwriting team as production increases, ensuring consistency, accuracy, and efficiency in all credit decisions.
  • Provide insights on portfolio performance, emerging risks, and market trends.
  • Oversee the assessment and management of credit risk across the entire loan portfolio, ensuring alignment with the company’s risk tolerance.
  • Evaluating and approving every loan application.
  • Develop, implement, and enforce underwriting policies and procedures that align with company objectives and regulatory guidelines.
  • Regularly review and update credit risk and underwriting policies in response to changes in the market, regulatory environment, and business goals.
  • Act as the primary point of contact for internal and external stakeholders on all credit, underwriting, and risk management matters.
  • Collaborate with sales, operations, and other departments to ensure alignment on lending strategies, risk management, and customer expectations.


Qualifications:

  • Bachelor’s degree in Finance, Business, Economics, Real Estate, or a related field; MBA or advanced degree preferred.
  • Minimum of 54years of experience in credit risk management, underwriting, or a related field, and preferably with 1 year in a senior leadership role.
  • Extensive knowledge of business purpose residential real estate lending, including market trends, property types, and risk factors.
  • Proven track record of developing and implementing successful credit risk management and underwriting strategies.
  • Strong leadership and team management skills, with the ability to mentor and develop high-performing teams.
  • Excellent analytical, decision-making, and problem-solving skills, with a keen attention to detail.
  • Strong communication and interpersonal skills, with the ability to collaborate effectively across departments and with external partners.
  • Familiarity with relevant regulatory requirements and industry best practices.

  • Senior Credit Analyst

    3 days ago

    Menlo Park, United States YouLand Full time

    Company DescriptionYouLand is a leading private money lender for real estate investors, specializing in hard money loans. With a focus on bridge loan expertise and innovative technology, YouLand offers fast and reliable financing solutions. Since 2016, YouLand has funded over $1B+ in loans across 42 states nationwide.Role DescriptionThe Head of Credit and...

  • Senior Credit Analyst

    23 hours ago

    Menlo Park, California, United States YouLand Full time

    Job SummaryYouLand is a leading private money lender for real estate investors, specializing in hard money loans. With a focus on bridge loan expertise and innovative technology, YouLand offers fast and reliable financing solutions.Key ResponsibilitiesDevelop and implement a comprehensive credit risk management strategy that aligns with the company's...

  • Senior Credit Analyst

    1 day ago

    Menlo Park, United States YouLand Full time

    Company DescriptionYouLand is a leading private money lender for real estate investors, specializing in hard money loans. With a focus on bridge loan expertise and innovative technology, YouLand offers fast and reliable financing solutions. Since 2016, YouLand has funded over $1B+ in loans across 42 states nationwide.Role DescriptionThe Head of Credit and...

  • Senior Credit Risk Manager

    22 hours ago

    Menlo, Georgia, United States YouLand Full time

    About the RoleYouLand is a leading private money lender for real estate investors, specializing in hard money loans. With a focus on bridge loan expertise and innovative technology, YouLand offers fast and reliable financing solutions. Since its inception, YouLand has funded over $1B+ in loans across 42 states nationwide.Job SummaryThe Head of Credit and...

  • Information Governance Senior Analyst

    4 weeks ago

    Menlo Park, United States Pathways Personnel Full time

    Our client is a prestigious global law firm that seeks an Information Governance Senior Analyst for their thriving Peninsula office. The Information Governance Senior Analyst is essential in overseeing the core activities of the Information Governance Operations team, such as managing physical and electronic files, handling data requests, and maintaining...

  • Information Governance Senior Analyst

    5 days ago

    Menlo Park, California, United States Latham & Watkins Full time

    About Latham & WatkinsLatham & Watkins is a leading global law firm renowned for its commitment to excellence and innovation. Our firm's success is built on a foundation of respect, collaboration, and a passion for delivering exceptional results for our clients.The RoleWe are seeking an experienced Information Governance Senior Analyst to join our...

  • Information Governance Senior Analyst

    5 days ago

    Menlo Park, California, United States Latham & Watkins Full time

    About Latham & WatkinsLatham & Watkins is a leading global law firm known for its commitment to excellence and innovation. Our firm's success is built on the strength of our talented team, who work together to deliver exceptional results for our clients.The RoleWe are seeking an experienced Information Governance Senior Analyst to join our Information...

  • Information Governance Senior Analyst

    3 days ago

    Menlo Park, California, United States Latham & Watkins Full time

    About Latham & WatkinsLatham & Watkins is a leading global law firm renowned for its commitment to excellence and innovation. Our firm's success is built on a foundation of respect, collaboration, and a passion for delivering exceptional results for our clients.The RoleWe are seeking a highly skilled Information Governance Senior Analyst to join our...

  • Senior Vice President, Banking and Finance

    1 month ago

    Menlo Park, California, United States Pacific Western Bank Full time

    Job SummaryThe Senior Vice President, Banker is a key member of our team, responsible for developing and maintaining relationships with venture capital firms, venture-backed technology and life science companies, and other key contacts within the entrepreneurial ecosystem.ResponsibilitiesOriginate new business opportunities and grow existing relationships to...

  • Information Governance Senior Analyst

    3 weeks ago

    Menlo Park, United States Complete Staffing Solutions Full time

    About the Role The Information Governance Senior Analyst is an integral part of the firm'sInformation Governance team. This role will be responsible for coordinating all primary functions of the Information Governance Operations team, including file management (both physical and electronic), file intake, file releases, destruction requests, data access...

  • Growth and Mid-Market Technology Banking Analyst

    3 weeks ago

    Menlo Park, California, United States MUFG Bank, Ltd. Full time

    Unlock Your Potential with MUFG Bank, Ltd.Are you ready to take your career to the next level? Do you want to be part of a dynamic team that drives growth and innovation in the financial industry?About the RoleWe are seeking a highly motivated and experienced Growth and Mid-Market Technology Banking Analyst to join our team at MUFG Bank, Ltd. As a key member...

  • Finance & Strategy Senior Analyst

    3 weeks ago

    Menlo Park, California, United States Robinhood Full time

    About the RoleWe are seeking a highly skilled Finance & Strategy Senior Analyst to join our team at Robinhood. As a key member of our finance team, you will play a critical role in driving strategic and financial planning processes, preparing financial models and analysis, and influencing business decisions.Key ResponsibilitiesEngage with Engineering teams...

  • Finance & Strategy Senior Analyst

    3 weeks ago

    Menlo Park, California, United States Robinhood Full time

    About the RoleWe are seeking a highly skilled Finance & Strategy Senior Analyst to join our team at Robinhood. As a key member of our finance organization, you will play a critical role in driving strategic and financial planning processes, working closely with Engineering teams to inform business decisions.Key ResponsibilitiesEngage with Engineering teams...

  • Senior Legal Counsel

    1 month ago

    Menlo, Georgia, United States Lateral Link Full time

    Job Title: Senior Legal Counsel - Digital SolutionsLateral Link is seeking a highly skilled Senior Legal Counsel to join our team and provide expert legal advice and guidance to our Digital Solutions business. As a key member of our leadership team, you will work closely with business leaders to leverage advanced technologies, data analytics, and...

  • Growth & Mid-Market Technology Banking Analyst

    4 weeks ago

    Menlo Park, United States MUFG Bank, Ltd. Full time

    Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's 10 largest financial institutions according to S&P Global. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values,...

  • Business Intelligence Analyst

    3 weeks ago

    Menlo Park, California, United States SLAC National Accelerator Laboratory Full time

    Job Title: Business Intelligence AnalystSLAC National Accelerator Laboratory is seeking a highly skilled Business Intelligence Analyst to support and coordinate lab-wide operational reporting and analytics activities.Key Responsibilities:Perform requirements gathering across stakeholder groups to ensure uniformity, accuracy, and semantic consistency of...

  • Senior Product Marketing Manager-Business Network

    2 weeks ago

    Menlo Park, California, United States OpenText Full time

    Job Title: Senior Product Marketing Manager-Business NetworkOpenText is a global leader in information management, where innovation, creativity, and collaboration are the key components of our corporate culture. As a member of our team, you will have the opportunity to partner with the most highly regarded companies in the world, tackle complex issues, and...

  • Senior Tax Operations Analyst

    3 weeks ago

    Menlo Park, California, United States Robinhood Full time

    About the RoleRobinhood is seeking a highly skilled Tax Operations Analyst to join our team. As a key member of our Tax Operations team, you will play a critical role in supporting our tax information reporting and compliance efforts related to the purchase and sale of equities and crypto.Key ResponsibilitiesCollaborate with our product, project, and...

  • Senior Tax Operations Analyst

    3 weeks ago

    Menlo Park, California, United States Robinhood Full time

    About the RoleWe are seeking a highly skilled Tax Operations Analyst to join our team at Robinhood. As a key member of our Tax Operations team, you will play a critical role in supporting our tax information reporting and compliance efforts related to the purchase and sale of equities and crypto.Key ResponsibilitiesCollaborate with our product, project, and...

  • Senior Product Marketing Manager

    3 weeks ago

    Menlo Park, California, United States OpenText Full time

    Job Title: Senior Product Marketing Manager - Business NetworkOpenText is a global leader in information management, where innovation, creativity, and collaboration are the key components of our corporate culture. As a member of our team, you will have the opportunity to partner with the most highly regarded companies in the world, tackle complex issues, and...