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Business Development Officier

4 months ago

Eatontown, United States First Atlantic Federal Credit Union Full time
Job DescriptionJob Description

Would you like to join a growing, member-owned, not-for-profit financial institution that is one of the Best of the Best in Monmouth County per the Asbury Park Press Readers' Choice Awards? We have refreshed our brand and our new CEO and Leadership Team are focused on the well-being of our Employees and the enrichment of the work environment If this appeals to you and you would like to be part of a "Winning Team", then please consider applying for the Business Development Officer position at First Atlantic Federal Credit Union.

Who we are:

Around here we do things differently. Maybe it's the ocean breeze. Or the music. Or the fact that we've been a part of the landscape for over 80 years. Around here we put our members first. Always have, and always will. At First Atlantic, local is more than a saying. It's knowing that when our community thrives, we all thrive. Our continued mission is to support our members and deliver the best value in financial services. It's where trust and tradition meet innovation and versatility, and the community is paramount.

First Atlantic is headquartered in Eatontown, New Jersey, with branches in Eatontown, Neptune, Oceanport, and Toms River. Anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean counties is eligible to join. Family members of a First Atlantic member can also belong.

What we are looking for:

We are seeking a Business Development Officer to assist First Atlantic Federal Credit Union to live out our Mission and Vision by working directly with the VP of Services and Operations, looking to expand its loan portfolio in the commercial lending sector. This is an opportunity for an experienced Commercial Loan Officer with strong business development skills to grow our small business loan portfolio by calling on small businesses in Monmouth, Ocean and surrounding counties. Your focus will be to generate quality loans and corresponding business deposits.

Job Summary

First Atlantic Federal Credit Union located in Monmouth and Ocean Counties, N.J., is looking to expand its loan portfolio in the commercial lending sector. This is an opportunity for an experienced Commercial Loan Officer with strong business development skills to grow our small business loan portfolio by calling on small businesses in Monmouth, Ocean and surrounding counties. Your focus will be to generate quality loans and corresponding business deposits.

Essential Responsibilities

  • Maintaining the relationship with existing small business borrowers, as well as maintenance activities related to the portfolio.
  • Develop prospect list of potential small business members.
  • Call on small business prospects within Monmouth and Ocean counties.
  • Develop a referral network of Accountants, Attorneys and Commercial Realtors
  • Assemble loan packages and facilitate negotiation of loan structure with applicant, including interest rate, fees, terms and repayment options.
  • Compiles and analyzes market research data in order to develop or increase the competitiveness of current offerings.
  • Works closely with Branches and supports Branch Managers in their business development efforts.
  • Provides loan data to support marketing and sales promotion programs.

Qualifications

  • Bachelor's degree required. MBA desirable
  • Minimum of five (5) years related experience.
  • A proven track record of small business development and customer service skills.
  • Excellent written and verbal communication skills
  • Detail orientated.
  • Existing book of business in Monmouth, Ocean and surrounding counties would be a plus.

Benefits

  • Medical
  • Dental
  • Vision
  • Life insurance
  • 401k with company match
  • Paid time Off
  • 11 Paid Holidays


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