Mortgage Loan Originator

3 months ago

Lincoln, United States Liberty First Credit Union Full time
Job DescriptionJob Description

General Summary

Serve the credit union membership by providing and promoting prudent borrowing activities within the mortgage lending area. Assist in serving our membership by promoting and selling all credit union borrowing and savings products/services.

Essential Functions

  1. Identify, develop and maintain outside contacts with realtors, builders, home improvement dealers, financial institutions, professional organizations/groups and others to develop business and the sale of mortgage loan/ other products and services of the credit union.

2. Provide financial counseling on our mortgage loan products and follow through with scheduling, interviews, applications and closings on these products with potential new/current homeowners.

3. Provide processing and underwriting skills that conform to the secondary mortgage market; credit and loan guidelines as set forth by the credit union and secondary market underwriting for loans.

4. Gathering the necessary documents for timely and accurate loan processing

5. Promote credit union membership and develop/maintain the knowledge/ability to cross sell “all” credit union products/services to provide financial needs for new/current members.

6. Maintain expertise in the mortgage lending area regarding compliance, regulations, product development/implementation, pricing, funding, portfolio quality and auditing guidelines.

7. Maintain a working knowledge of credit union’s data processing systems.

8. Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures.

9. Conduct oneself in a positive professional manner in relationship to all credit union activities.

NOTE: The list of essential functions is not exhaustive. It may be supplemented as necessary from time to time.

Additional Functions

1. Actively support our “sales and service “culture and demonstrate these skills by communicating to members the benefits and features of all our products and services.

2. Expect and embrace change by being flexible and adaptable. Meet performance objectives and expectations (i.e. Sales, Quality Service and Reliability)

3. Develop a working knowledge of competitors’ products and services with a continued interest in improving quality services and products for the credit union.

4. Complete in-house training based on required classes set up for this position. Continue education in other 2nd market mortgage loan products to better meet the needs of potential members.

5. Assist in any area as directed by management.

Job Specifications

1. Professional, well-developed interpersonal skills necessary for promotion and selling credit union products and services and servicing credit union members and projecting a positive attitude/image as a representative in relationship to all credit union activities.

2. Work requires knowledge of mortgage lending regulations tied into FHA, VA, Conventional, NIFA and the continuing changes to system and other underwriting guidelines.

3. Requires a high degree of accuracy with intermediate mathematical skills required (calculations and concepts involving decimals, percentages, fractions, etc.)

4. Exercise of discretion and independent judgment is required. Analyzes complicated factual situations, applies functional principles and develops solutions. Involves a variety of concrete variables where only limited standardization exists. Involves work governed by broad instructions and usually involves frequently changing conditions and problems.

5. Customarily engaged and performing work away from credit union’s offices and places of business; majority of time will be spent away from office promoting and selling credit union products and services and consummating transactions involving such products and services.

Disclaimer

The above information in this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employment assigned to this job.



#hc123864

  • Mortgage Loan Originator

    4 days ago

    Lincoln, Nebraska, United States Liberty First Credit Union Full time

    Job Title: Mortgage Loan OriginatorAt Liberty First Credit Union, we are seeking a highly skilled and experienced Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will be responsible for originating and processing mortgage loans, providing exceptional customer service, and promoting credit union products and services.Key...

  • Mortgage Loan Coordinator

    4 days ago

    Lincoln, Nebraska, United States Liberty First Credit Union Full time

    Job SummaryWe are seeking a highly skilled Mortgage Loan Coordinator to join our team at Liberty First Credit Union. As a Mortgage Loan Coordinator, you will play a critical role in the mortgage loan process, from origination to closing.Key ResponsibilitiesCoordinate the mortgage loan process, ensuring timely and accurate completion of loan...

  • Mortgage Loan Processor

    3 months ago

    Lincoln, United States Liberty First Credit Union Full time

    Job DescriptionJob DescriptionThis position is 100% in-office, located in Lincoln, NE and does not have any remote capabilities!General SummaryCoordinate the overall mortgage loan process from origination to closing by ordering and processing all mortgage loan documentation needed for the final approval and closing. Serve our Membership by providing and...

  • Mortgage Loan Processor

    3 months ago

    Lincoln, United States Liberty First Credit Union Full time

    Job DescriptionJob DescriptionThis position is 100% in-office, located in Lincoln, NE and does not have any remote capabilities!General SummaryCoordinate the overall mortgage loan process from origination to closing by ordering and processing all mortgage loan documentation needed for the final approval and closing. Serve our Membership by providing and...

  • Mortgage Loan Closer

    2 weeks ago

    Lincoln, Nebraska, United States Liberty First Credit Union Full time

    Job OverviewPosition Type: On-SiteGeneral SummaryThe role involves overseeing the approval, closing, and servicing processes for all mortgage loan files. The objective is to assist our members by fostering responsible borrowing and saving practices while being attuned to their financial needs through comprehensive knowledge of all credit union services.Key...

  • Mortgage Loan Closer

    2 weeks ago

    Lincoln, Nebraska, United States Liberty First Credit Union Full time

    Job OverviewPosition Type: On-SiteGeneral SummaryThe role involves overseeing the approval, closing, and servicing functions of all mortgage loan files. The objective is to serve our members by fostering responsible borrowing and saving practices while being attuned to their financial needs through comprehensive knowledge of all credit union services.Key...

  • Mortgage Home Loan Advisor

    3 months ago

    Lincoln, United States FirstBank Full time

    Position Details Mortgage Home Loan Advisor Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity. What You Will Be Doing Sourcing leads for mortgage home...

  • Mortgage Loan Post-Closing Specialist

    1 week ago

    Lincoln, Nebraska, United States Liberty First Credit Union Full time

    Job OverviewPosition Type: On-SiteSummaryThe role involves overseeing the approval, closing, and servicing aspects of all mortgage loan files. The focus is on serving our members by promoting responsible borrowing and saving practices while being attuned to their financial needs and raising awareness of all credit union services available to both new and...

  • Mortgage Solutions Associate

    2 weeks ago

    Lincoln, Nebraska, United States West Gate Bank Full time

    Position Type: Full-Time; Monday through Friday 8:00 a.m. to 5:00 p.m.Location: Not specifiedPrimary Objective: Execute collections and Home Solutions tasks for mortgage loans, ensuring meticulous attention to detail, precision, and timely execution while adhering to all deadlines. Uphold compliance with all applicable federal, state, government, and banking...

  • Mortgage Compliance Expert

    1 week ago

    Lincoln, Nebraska, United States West Gate Bank Full time

    Job Title: Credit Review SpecialistCompany: West Gate BankJob Summary:Complete thorough reviews of credit files to ensure compliance with regulatory requirements and banking policies.Process and verify documentation using automation systems to maintain accuracy and efficiency.Assist correspondent lenders with questions and resolve pended conditions in a...

  • Correspondent Loan Processor

    1 week ago

    Lincoln, United States West Gate Bank Full time

    Primary Job Purpose: Complete pre-underwriting reviews of credit files delivered by non-delegated and delegated correspondent lenders.  Essential Responsibilities and Duties:Audit credit documentation for agency requirements (Conventional (FNMA and FHLMC), Rural Housing Development (USDA), Veteran’s Administration (VA), Federal Housing Administration...

  • Correspondent Loan Processor

    2 weeks ago

    Lincoln, United States West Gate Bank Full time

    Primary Job Purpose: Complete pre-underwriting reviews of credit files delivered by non-delegated and delegated correspondent lenders.  Essential Responsibilities and Duties:Audit credit documentation for agency requirements (Conventional (FNMA and FHLMC), Rural Housing Development (USDA), Veteran’s Administration (VA), Federal Housing Administration...

  • Loan Review Specialist

    1 week ago

    Lincoln, Nebraska, United States West Gate Bank Full time

    Job Title: Credit Review SpecialistCompany: West Gate BankJob Summary:Complete thorough reviews of credit files to ensure compliance with regulatory requirements and banking policies.Process and verify documentation using automation systems to maintain accuracy and efficiency.Assist correspondent lenders with questions and resolve pended conditions in a...

  • Post Closer/ Funder

    4 days ago

    Lincoln, Nebraska, United States Liberty First Credit Union Full time

    Job Title: Post Closer/ FunderJob Summary:Liberty First Credit Union is seeking a highly skilled Post Closer/ Funder to join our team. As a Post Closer/ Funder, you will be responsible for coordinating the approval, closing, and servicing function of all mortgage loan files. You will serve our members by providing and promoting prudent borrowing and saving...

  • Post Closer/ Funder

    2 weeks ago

    Lincoln, United States Liberty First Credit Union Full time

    Job DescriptionJob DescriptionTHIS POSITION IS 100% ON-SITE IN LINCOLN, NE!!General SummaryCoordinate the approval /closing/ servicing function of all mortgage loan files. Serve our Membership by providing and promoting prudent borrowing and saving activities and be sensitive to all the member’s financial needs by creating an awareness of all credit union...

  • Post Closer/ Funder

    4 weeks ago

    Lincoln, United States Liberty First Credit Union Full time

    Job DescriptionJob DescriptionTHIS POSITION IS 100% ON-SITE IN LINCOLN, NE!!General SummaryCoordinate the approval /closing/ servicing function of all mortgage loan files. Serve our Membership by providing and promoting prudent borrowing and saving activities and be sensitive to all the member’s financial needs by creating an awareness of all credit union...

  • Residential Mortgage Escrow and Insurance Supervisor

    2 weeks ago

    Lincoln, Nebraska, United States West Gate Bank Full time

    Position Type: Full-Time; Monday to Friday, 8:00 a.m. to 5:00 p.m.Primary Objective: The role is focused on overseeing the management of tax and insurance payments, conducting escrow analyses, and handling loss claims for loans within the Residential Mortgage Servicing portfolio. This position requires identifying business needs, formulating actionable...

  • Consumer Loan Sales Specialist

    2 weeks ago

    Lincoln, United States OneMain Financial Full time

    At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career. In the Role Deliver results related to individual and...

  • Finance Intern

    3 days ago

    Lincoln, United States Ameritas Full time

    Ameritas Investment Partners (AIP) is hiring a Finance Intern - Investments to drive the business by working with various investment management teams including Fixed Income, Equities, Commercial Mortgage Loans, Real Estate, Alternative Investments and Wealth Management.   AIP is a registered investment advisor managing more than $22 billion in assets...

  • Investment Finance Analyst

    2 days ago

    Lincoln, Nebraska, United States Ameritas Full time

    About Ameritas Investment PartnersAmeritas Investment Partners is a leading investment advisor managing over $22 billion in assets under management for various clients, including insurance companies, public and private pension funds, endowments, foundations, mutual funds, and high net worth individuals.Job SummaryWe are seeking a highly motivated and...