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Entry Level Associate Underwriter
3 months ago
As a Junior Medical Underwriter , you will learn to analyze new business health insurance applications in order to assess risk of future claims for Our Company at an entry level position.
You must be trainable, self-motivated, able to work independently, confident in making your own decisions, have the ability to analyze medical information, work well with other team members, communicate effectively orally and written.
This position is non-exempt/hourly full-time (40 hours/week) Monday – Friday. It may be necessary, given the business need, to work occasional overtime or weekends.
Assessing Medical Risk for the Company
Knowledge and/or ability to learn how to review/analyze medical history of relevant populations (e.g., medical applications, claims history) to correctly and completely identify medical risk or potential increased risk of morbidity or mortality
Knowledge and/or ability to learn our underwriting guidelines, medical terminology, prescription name/usage, as well as our in-house and vendor systems
Apply appropriate medical underwriting criteria to determine insurability, based upon in-house underwriting guidelines
Responding to internal and external queries regarding application submissions
Completing additional tasks and special projects as needed
You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
High School Diploma/GED (of higher) and 1+ years experience working within the healthcare insurance industry and performing daily work using health insurance industry softwareKnowledge and/or ability to learn our underwriting guidelines, medical terminology, prescription name/usage, as well as our in-house and vendor systems
Proficiency with Microsoft Word (updating/editing workbooks), Outlook (receiving/sending emails) and TEAMs
Proven ability to work full-time 8am-6pm Thursdays, 8am-5pm M-W & Friday
Ability to keep all company sensitive documents secure
Live in a location that can receive a UnitedHealth Group approved high-speed internet connection or leverage an existing high-speed internet service
1+ years experience in a health insurance underwriting role
~ Experience working in health insurance industry
~ Able to remain seated and use a computer for 8-9 hours per day
~ Ability to commit extensive material and details to memory
~ All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy
California, Colorado, Connecticut, Hawaii, Nevada, New Jersey, New York, Rhode Island, or
Washington Residents Only:
The hourly range for this role is $19.08 per hour. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable.
In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements).
Application Deadline:
This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone.
Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes.
We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission .
Diversity creates a healthier atmosphere:
UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law .
UnitedHealth Group is a drug - free workplace.