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Debt Collector

3 months ago

Houston, Texas, United States D&A SERVICES, LLC Full time

Location: Houston, Texas (Westchase area) 100% On Site

D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ourselves in delivering great service to our clients and customers.

D & A Services offers a base pay between $17.00 and $23.00 per hour, along with a benefits package that includes a 401(k) plan, BC/BS medical, dental, vision, CASUAL DRESS CODE and more We have an uncapped bonus structure which rewards Debt Collectors for generating revenue. Top producers earn large bonus checks.

Job Overview:

We are seeking a highly motivated and skilled Debt Collector to join our team in the Westchase area of Houston. The successful candidate will be responsible for contacting individuals and businesses with outstanding debt, negotiating payment plans, and ensuring timely payment of outstanding balances. The Debt Collector will play a critical role in minimizing bad debt and maximizing overall collections efforts.

Responsibilities:

1. Contact debtors via telephone, email, and written correspondence to initiate debt collection processes. 2. Negotiate payment plans and settlements with debtors based on established guidelines and company policies. 3. Maintain accurate and updated debtor records, ensuring compliance with data protection regulations. 4. Provide exceptional customer service to debtors by addressing inquiries, resolving complaints, or escalating issues to the appropriate department. 5. Perform thorough research and investigation to locate delinquent individuals or businesses and validate debt information. 6. Maintain a high level of professionalism and ethical behavior when dealing with debtors and representatives of debtor companies. 7. Document all communications with debtors in a clear and concise manner, ensuring accurate and up-to-date records are maintained. 8. Collaborate with internal teams, including legal, sales, and customer service, to resolve complex issues or disputes related to outstanding debts. 9. Monitor and enforce compliance with federal and state regulations governing debt collection practices, such as the Fair Debt Collection Practices Act. 10. Stay up-to-date with industry best practices, market trends, and regulatory changes that may impact debt collection activities.

Qualifications:

1. Basic computer skills and the ability to navigate the internet, along with multiple screens. 2. Proven experience working as a Debt Collector or similar role, preferably in a professional debt collection agency or financial services company. 3. Knowledge of debt collection laws and regulations, especially the Fair Debt Collection Practices Act. 4. Excellent negotiation, persuasion, and communication skills, with the ability to handle challenging conversations and resolve conflicts. 5. Strong attention to detail, organizational skills, and ability to prioritize workload effectively. 6. Proficiency in using collection software and customer relationship management (CRM) systems. Knowledge of skip tracing techniques and tools is a plus. 7. Ability to perform well under pressure and meet collection targets while maintaining a positive attitude and professional demeanor. 8. Strong ethics and integrity, with a commitment to treating debtors with respect and following ethical guidelines. 9. Proficient in Microsoft Office Suite (Word, Excel, Outlook) and comfortable using technology tools for conducting research and managing debtor information.

Joining our team as a Debt Collector in the Westchase area of Houston offers a competitive salary, benefits package, and the opportunity to make a significant impact on our organization's financial success. If you are a motivated individual, skilled in debt collection practices, and interested in working in a dynamic and fast-paced environment, we would love to hear from you.

D & A Services is an Equal Opportunity Employer and does not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or genetic information.

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