Current jobs related to Commercial Credit Underwriter I - Greenville, South Carolina - TD Bank Group

  • Commercial Credit Underwriter III

    7 days ago

    Greenville, South Carolina, United States TD Bank Full time

    Job SummaryWe are seeking a highly skilled Commercial Credit Underwriter III to join our team at TD Bank. As a key member of our commercial lending team, you will be responsible for analyzing and underwriting commercial loan applications, ensuring compliance with established underwriting guidelines and policies.Key ResponsibilitiesAnalyze and underwrite...

  • Commercial Credit Underwriter III

    1 week ago

    Greenville, South Carolina, United States TD Bank Full time

    Job SummaryWe are seeking a highly skilled Commercial Credit Underwriter III to join our team at TD Bank. As a key member of our commercial lending team, you will be responsible for analyzing and underwriting commercial loan applications, ensuring compliance with established underwriting guidelines and regulations.Key ResponsibilitiesAnalyze and underwrite...

  • Commercial Credit Underwriter III

    2 weeks ago

    Greenville, South Carolina, United States TD Bank Full time

    Job SummaryWe are seeking a highly skilled Commercial Credit Underwriter III to join our team at TD Bank. As a key member of our commercial lending team, you will be responsible for analyzing and underwriting commercial loan applications, ensuring compliance with established underwriting guidelines and regulations.Key ResponsibilitiesAnalyze and underwrite...

  • Commercial Credit Risk Analyst III

    3 weeks ago

    Greenville, South Carolina, United States TD Bank Group Full time

    Job DescriptionJob Summary:The Commercial Credit Risk Analyst III is responsible for analyzing and underwriting commercial loan applications, ensuring compliance with established underwriting guidelines, quality and production guidelines, as well as Federal Banking Regulations and Government Reporting requirements.Key Responsibilities:Analyzes financial...

  • Commercial Credit Associate III

    4 weeks ago

    Greenville, South Carolina, United States TD Bank Group Full time

    Work Location: United States of America Hours: 40 Pay Details: $32.75 USD TD is dedicated to ensuring fair and equitable compensation for all employees. The salary range for this position considers various factors influencing compensation decisions. The actual base pay offered may differ based on the candidate's skills, experience, job-related knowledge,...

  • Commercial Credit Associate III

    4 weeks ago

    Greenville, South Carolina, United States TD Bank Group Full time

    Work Location: United States of America Hours: 40 Pay Details: $32.75 USD TD is dedicated to ensuring fair and equitable compensation opportunities for all employees. The salary range for this position considers various factors that influence compensation decisions. The actual base pay offered may differ based on the candidate's skills, experience,...

  • Commercial Credit Associate III

    4 weeks ago

    Greenville, South Carolina, United States TD Bank Group Full time

    Work Location: United States of America Hours: 40 Pay Details: $32.75 USD TD is dedicated to ensuring fair and equitable compensation for all employees. The salary range for this position considers various factors that influence compensation decisions. The actual base pay offered may differ based on the candidate's skills, experience, job-related knowledge,...

  • Commercial Lines Producer

    2 weeks ago

    Greenville, South Carolina, United States Big I South Carolina Full time

    {"Responsibilities": "Key ResponsibilitiesIdentify and develop commercial insurance opportunities with new and existing clients through in-person, online, phone, and written communication.Foster and maintain strong relationships with clients and prospects through regular follow-up, accurate quotations, and general account support.Actively partner with...

  • Regional Credit Operations Director II

    2 weeks ago

    Greenville, South Carolina, United States TD Bank Full time

    Job DescriptionJob Title: Regional Credit Operations Director IIJob Summary:The Regional Credit Operations Director II is a key leadership role within TD Bank's Credit Management team. This position is responsible for providing strategic direction and leadership in developing, implementing, and maintaining credit management operations procedures and...

  • Commercial Lines Producer

    3 weeks ago

    Greenville, South Carolina, United States Big I South Carolina Full time

    About the RoleThe Commercial Lines Producer at Big I South Carolina is responsible for maintaining and maximizing profitable relationships with commercial lines clients and growing the book of business through new client sales.Key ResponsibilitiesClient Acquisition: Identify, qualify, and develop commercial insurance opportunities with new and existing...

  • Regional Credit Operations Director II

    2 weeks ago

    Greenville, South Carolina, United States TD Bank Full time

    Job DescriptionJob Title: Regional Credit Operations Director IIJob Summary:The Regional Credit Operations Director II is a key leadership role responsible for developing, implementing, and maintaining credit management operations procedures and processes to support positive financial results and growth of the brand. This role acts as a liaison between...

  • Regional Credit Operations Director II

    1 week ago

    Greenville, South Carolina, United States TD Bank Full time

    Job Description:The Regional Credit Operations Director II is a key leadership role responsible for developing, implementing, and maintaining credit management operations procedures and processes to support positive financial results and growth of the brand.This role acts as a liaison between credit management and other business lines to address issues...

  • Commercial Insurance Sales Executive

    4 weeks ago

    Greenville, South Carolina, United States Big I South Carolina Full time

    The role of the Commercial Insurance Sales Executive at Big I South Carolina involves nurturing and enhancing profitable partnerships with commercial insurance clients while expanding the business portfolio through new client acquisitions. Benefits and Advantages Fully Furnished Office SpaceCompetitive Salary with Commission StructureUnlimited Earning...

  • Commercial Lines Producer

    2 weeks ago

    Greenville, South Carolina, United States Truliant Federal Credit Union Full time

    About the RoleTruliant Federal Credit Union is seeking a highly motivated and experienced Commercial Lines Producer to join our team. As a key member of our insurance sales team, you will be responsible for prospecting, networking, and producing new commercial insurance business.Key ResponsibilitiesBusiness Development: Develop and implement strategies to...

  • Commercial RE Portfolio Manager

    2 weeks ago

    Greenville, South Carolina, United States United Community Banks Full time

    {"title": "Commercial Real Estate Portfolio Manager", "summary": "We are seeking a highly skilled Commercial Real Estate Portfolio Manager to join our team at United Community Banks. As a key member of our credit administration team, you will be responsible for providing credit support and underwriting expertise to our commercial real estate relationships.In...

  • Commercial Real Estate Portfolio Manager

    1 week ago

    Greenville, South Carolina, United States United Community Banks Full time

    Job Title: Commercial Real Estate Portfolio ManagerReports to: Sr. Portfolio Manager, Commercial RE and Corporate BankingJob SummaryA Commercial Real Estate Portfolio Manager provides credit administration and underwriting support while serving as the secondary contact on all managed relationships. The Commercial Real Estate Portfolio Manager is responsible...

  • Commercial RE Portfolio Manager

    1 week ago

    Greenville, South Carolina, United States United Community Banks Full time

    {"title": "Commercial Real Estate Portfolio Manager", "summary": "We are seeking a highly skilled Commercial Real Estate Portfolio Manager to join our team at United Community Banks. As a key member of our credit administration team, you will be responsible for providing credit support and underwriting expertise to our commercial real estate relationships.In...

  • Commercial RE Portfolio Specialist

    3 weeks ago

    Greenville, South Carolina, United States United Community Bank Full time

    Job Title: Commercial RE Portfolio SpecialistReports to: Sr. Portfolio Manager, Commercial RE and Corporate BankingDirect Reports: N/ASalary Grade: 10SUMMARY:A Commercial RE Portfolio Specialist provides credit administration and underwriting support while serving as the secondary contact on all managed relationships. The Portfolio Specialist is responsible...

  • Senior Fleet Underwriter

    6 days ago

    Greenville, South Carolina, United States Canal Insurance Full time

    About Canal InsuranceCanal Insurance Company is a leading provider of commercial trucking and specialty transportation insurance solutions. With over 80 years of industry expertise, we have established a reputation for delivering exceptional service and innovative risk management solutions to our customers.Job SummaryThe Senior Fleet Underwriter position is...

  • Senior Commercial Loan Officer

    4 weeks ago

    Greenville, South Carolina, United States First Reliance Full time

    Senior Commercial Loan Officer OverviewOur esteemed Commercial Team is seeking a Senior Commercial Loan Officer to enhance our operations.This role presents an excellent opportunity for a skilled professional to collaborate with an experienced Commercial Lending team, managing a diverse loan portfolio. The Senior Commercial Loan Officer will be tasked with a...

Commercial Credit Underwriter I

3 months ago

Greenville, South Carolina, United States TD Bank Group Full time
Work Location:
Greenville, South Carolina

Hours:
40

Pay Details:
$ $42.50 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:
Personal & Commercial Banking
Job Description:

The Commercial Credit Underwriter I analyzes, underwrites and may act as the final decision authority on commercial loan applications while following sound lending practices, policies and procedures. The Commercial Credit Underwriter I ensures compliance with established underwriting guidelines, quality and production guidelines, as well as Federal Banking Regulations and Government Reporting requirements. Responsible for basic financial analysis of less complex loans/industries/Customers.

Depth & Scope:
  • May possess loan decision authority up to position authority limits as defined in credit policy
  • Conducts credit investigations and analyzes financial information pertaining to relationships with Commercial Credit exposure up to highest authority limits
  • Underwrites loans and performs historical business financial analysis and cash flows, including communicating with the borrower's accountant (as needed) to gain a better understanding of the company's accounting practices.
  • Performs In-depth analysis of a guarantor's financial position through a thorough investigation of personal financial statements, understanding any contingent liabilities, constructing a global cash flow analysis, thorough investigation of personal tax returns and credit reporting documentation/ Fair Isaac output data
  • May investigate available sources of credit and financial information
  • Research economic and market conditions relating to the company, industry and market area
  • Notes any deviations from loan policy, procedures and guidelines and identification / mitigation of key credit risks, and decision of appropriate structures in order to reduce credit risk
  • Identifies credit applications that require credit enhancements and decisions respective applications accordingly
  • Renders final credit decision within individual lending authority limits, based upon the strengths and risks, collateral analysis, historical financials, business and personal cash flow & balance sheet analysis, ratio & trend analysis, review of credit bureau and business bureau reports / Fair Isaacs Scoring Data, management profiles, business/product cycles, industry information, projected operating performance, application data and the ability to repay the proposed debt
  • When applicable, considers and discusses alternative structures and overall assessments with market, sales personnel and Customers
  • Sets conditions of lending and involved with post approval review with the post approval team to ensure conditions of lending are met or appropriately mitigated prior to loan closing
  • Meets turnaround requirements of a high-volume loan production environment, while maintaining strong quality of work produced
  • Maintains a satisfactory level of portfolio delinquencies and charge-offs
Education & Experience:
  • Undergraduate degree and/or
  • 3+ years of relevant experience or basic knowledge of credit and financial analysis techniques
  • Strong analytical and research skills
  • Demonstrated problem solving skills and the ability to blend technical knowledge and good business judgment
  • Strong communication skills, both verbal and written
  • Proven organizational, multi-tasking, analytical, decision-making skills, and ability to meet deadlines
  • Good interpersonal skills and a team orientation
  • Ability to work with various levels of sales and market personnel
  • Developed PC skills including proficiency and capability in word processing and spreadsheet software
  • Computer literacy with a variety of software programs
Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
  • Domestic Travel - Occasional
  • International Travel - Never
  • Performing sedentary work - Continuous
  • Performing multiple tasks - Continuous
  • Operating standard office equipment - Continuous
  • Responding quickly to sounds - Occasional
  • Sitting - Continuous
  • Standing - Occasional
  • Walking - Occasional
  • Moving safely in confined spaces - Occasional
  • Lifting/Carrying (under 25 lbs.) - Occasional
  • Lifting/Carrying (over 25 lbs.) - Never
  • Squatting - Occasional
  • Bending - Occasional
  • Kneeling - Never
  • Crawling - Never
  • Climbing - Never
  • Reaching overhead - Never
  • Reaching forward - Occasional
  • Pushing - Never
  • Pulling - Never
  • Twisting - Never
  • Concentrating for long periods of time - Continuous
  • Applying common sense to deal with problems involving standardized situations - Continuous
  • Reading, writing and comprehending instructions - Continuous
  • Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.