Senior Credit Policy Strategist

1 day ago


Wilmington, Delaware, United States OneMain Financial Full time
Job Summary

We are seeking a highly skilled Associate Director, Credit Policy to join our Credit Pricing & Analytics team in Wilmington, DE. This is an exciting opportunity to drive significant business results through optimizing our credit risk underwriting and pricing strategies.

Key Responsibilities
  • Design, recommend, document, and execute consumer credit underwriting and pricing strategies by extracting and analyzing historical customer performance data from multiple systems.
  • Utilize data query tools (R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test, and execute analyses and reporting.
  • Leverage traditional regression models and machine learning algorithms to understand key drivers and estimate customer behaviors by different strategy treatments.
  • Drive profitable business growth by developing strategy optimization frameworks with a full credit-cycle view.
  • Independently complete analyses, draw conclusions, present results to leaders, and influence business/strategy decisions.
Requirements
  • Bachelor's degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science).
  • 6+ years of pricing, risk underwriting, or risk portfolio management experience within a personal loan or cards portfolio.
  • 2+ years of people management/leadership experience.
  • Innovative and capable of developing a highly analytical approach to solving problems.
  • Advanced analytical skills using SAS, SQL, R, or Python.
  • Hands-on experience with decision tree analyses and segmentation tools like CART, knowledge seeker, etc.
  • Experience building advanced models using statistical analysis tools or machine learning.
  • Experience partnering horizontally and influencing other organizations (technology, marketing, and operations).
About OneMain Financial

OneMain Financial is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow.

Our growing suite of personal loans, credit cards, and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy, and flexible work arrangements that grow lives, careers, and our company.

We're committed to an inclusive culture, career development, and impacting the communities where we live and work. By joining our team, you'll be part of a company that's dedicated to making a positive impact on people's lives.



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