Senior Credit Policy Manager

4 weeks ago


Wilmington, Delaware, United States OneMain Financial Full time
Job Summary

We are seeking a highly skilled Associate Director, Credit Policy to join our Credit Pricing & Analytics team in Wilmington, DE. This role will be responsible for designing, recommending, and executing consumer credit underwriting and pricing strategies, leveraging data query tools and decision tree analytical software to develop and test analyses and reporting.

Key Responsibilities
  • Develop and implement credit policy and analytics strategies to drive profitable business growth
  • Lead the design and execution of consumer credit underwriting and pricing strategies
  • Utilize data query tools and decision tree analytical software to develop and test analyses and reporting
  • Collaborate with cross-functional teams to identify performance opportunities and implement process improvements
  • Develop and maintain advanced models using statistical analysis tools or machine learning
Requirements
  • Bachelor's degree in a quantitative discipline such as Engineering, Statistics, Economics, Business Management, or Computer Science
  • 6+ years of pricing, risk underwriting, or risk portfolio management experience within a personal loan or cards portfolio
  • 2+ years of people management/leadership experience
  • Advanced analytical skills using SAS, SQL, R, or Python
  • Hands-on experience with decision tree analyses and segmentation tools like CART, knowledge seeker, etc.
About OneMain Financial

OneMain Financial is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We're a growing company with a commitment to transformative digital thinking, customer-first energy, and flexible work arrangements that grow lives, careers, and our company.

What We Offer
  • Comprehensive benefits package including health and wellbeing options, 401(k) matching, employee stock purchase plan, tuition reimbursement, paid time off, and paid holidays
  • Opportunities for career growth and development
  • A dynamic and inclusive work environment


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