Senior Credit Risk Manager
1 day ago
The Vice President, Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.
Key Responsibilities- Develop credit strategies to drive improvements on Acquisitions program performance.
- Identify opportunities to continuously drive innovation in underwriting and well-manage credit risk.
- Develop framework for risk assessment including evaluation of credit and financial performance across varied lending products and industry segments.
- Manage and drive underwriting strategy changes to improve Return on Capital.
- Understand applicable credit policies, industry regulations, and the requisite impact of those governance items to prospective new partners or product initiatives.
- Establish and leverage cross-functional partnerships and network with key internal and external constituencies.
- Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial, and data analyses including profiling, sampling, forecasting, and new program due diligence.
- Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity.
- 6-10 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry.
- 3-5 years of experience in data analytics, and acquisition strategy.
- Proven ability to apply credit and risk principles toward business goals.
- Demonstrated ability to synthesize and prioritize.
- Proven ability to remain organized in a fast-paced environment.
- Demonstrated interpersonal, organizational, and analytic skills.
Bachelor's degree/University degree or equivalent experience. Master's degree preferred.
Additional InformationCiti offers competitive employee benefits, including medical, dental, and vision coverage, 401(k), life, accident, and disability insurance, and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.
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Senior Credit Risk Manager
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