Experienced Mortgage Loan Officer

2 weeks ago


Westlake, Ohio, United States Civista Bank Full time

Senior Mortgage Lender Opportunity at Civista Bank

Position Overview:

  • Facilitate the origination of primary mortgage loans while advocating for the bank's lending solutions.
  • Assess and fulfill the financial requirements of the local community.

Core Responsibilities:

  • Engage in outreach to secure loans via referral networks and community initiatives.
  • Conduct meetings with clients at diverse locations.
  • Process loan applications and execute preliminary tasks.
  • Educate clients regarding underwriting standards and legal requirements.
  • Evaluate loan applications in accordance with established policies.
  • Recommend suitable loan products to clients.
  • Investigate new regulations impacting residential lending.
  • Relay loan approvals or rejections to borrowers and agents.

Qualifications:

  • A minimum of 5 years of experience in Mortgage Lending.
  • A Bachelor's Degree in Business or Finance is required.
  • Comprehensive understanding of banking practices and regulatory compliance.
  • Proficient in computer operations with precise data entry capabilities.
  • Demonstrated initiative, attention to detail, and organizational abilities.

Job Specifications:

  • This role necessitates frequent external engagement for sales activities.
  • Ability to maintain focus in potentially distracting environments is essential.
  • Physical tasks may include lifting and managing loan documentation.
  • Occasional travel may be required for meetings and training sessions.

Important Note:

This job description is not exhaustive and may be supplemented with additional responsibilities as deemed necessary by management.



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