Mortgage Finance Professional

5 days ago


Irvine, California, United States Alt Financial Network, Inc. Full time

About Us

Alt Financial Network, Inc. is a dynamic financial institution that prides itself on delivering exceptional customer service and fostering a collaborative culture.

We are passionate about helping individuals and businesses achieve their financial goals through our mortgage origination services. As a Loan Officer with our team, you will be responsible for building and nurturing relationships with clients while guiding them through the loan application process.

The estimated salary for this role is $150,000 - $200,000 per year, based on performance and location.

Job Description

You will use your financial expertise to recommend loan products that best suit our clients' needs, ensuring they achieve their goals whether it's buying a new home, expanding a business, or managing debt effectively.

Your Responsibilities

  • Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision
  • Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements
  • Maintain an active rolling pipeline of funding per our guidelines
  • Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions
  • Review the loan process by monitoring loan status, term conformity, and regulatory guidelines

Requirements

  • Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit
  • Banking, business, real estate, or related Bachelor's degree required
  • Strong understanding of company loan policies and guidelines, as well as all federal and state regulations
  • Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability
  • Several years of experience in real estate, mortgage origination, or lending required


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