Territorial Underwriter for Commercial Insurance

2 weeks ago


Wausau, Wisconsin, United States Rural Mutual Insurance Full time


Exciting opportunity for a skilled underwriter specializing in property and casualty insurance to become a vital part of the underwriting team at a reputable and financially stable insurance organization.

This position allows for flexibility as it is primarily a field-based role. Necessary tools such as a company vehicle, computer, and mobile phone will be provided.


Key Responsibilities

  • Assess farm and commercial insurance risks for approval, denial, or modification, adhering to company protocols and standards. This involves conducting on-site evaluations and offering risk management insights to agents and clients.
  • Draft comprehensive guidelines for the rating and issuance of new insurance policies.
  • Implement and justify Individual Rate Modifications for farm and commercial insurance policies, excluding Worker's Compensation.
  • Engage in training sessions for agents.
  • Organize and maintain a weekly itinerary for fieldwork, which includes travel within a designated territory, while ensuring time in the office for report completion and communication with agents and the home office.
  • Perform additional tasks as assigned.

Qualifications

  • 3-5 years of experience in farm and/or property/casualty underwriting.
  • Exceptional communication skills.
  • Proven ability to collaborate effectively within a team.
  • Self-driven with a strong capacity to work autonomously.
  • Basic knowledge of various building construction types and essential mechanical systems (plumbing, heating, electrical).
  • Proficient in using personal computers, particularly with Microsoft Office applications.
  • Possession of a valid driver's license.
  • Preferred additional education in CPCU or related industry coursework.
  • A bachelor's degree in insurance, business, or a related discipline is preferred.
  • Bilingual skills (Spanish, Hmong, etc.) are advantageous.


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