Senior Credit Analyst

4 days ago


Portland, Oregon, United States The Symicor Group Full time
Sr. Credit Analyst Job Description

The Symicor Group is seeking a seasoned Sr. Credit Analyst to join our team in the Portland, OR area. As a key member of our credit analysis team, you will be responsible for evaluating the financial information of individuals and companies to determine creditworthiness and monitoring borrowers to assess the risk of default.

Key Responsibilities:
  • Evaluate clients' credit data and financial statements to determine the risk involved in lending money to them.
  • Analyze complex commercial financial statements for deals up to $15 Million.
  • Assess the financial status of clients by producing financial ratios using software tools.
  • Prepare written reports summarizing the strengths and weaknesses of loan applicants and provide recommendations to the approving officer or Senior Loan Committee.
  • Perform annual covenant reviews and annual renewals for commercial facilities.
  • Recommend loan structures when appropriate.
  • Other duties assigned.
Requirements:
  • Four-year college degree with an emphasis on business, economics, finance, or accounting or completion of a specialized course of study at a business college.
  • Three or more years of solid commercial credit analysis experience with deals up to at least $10 million in exposure.
  • Experience with Sageworks, CashSuite, Bukers, Excel, Moodys, etc.
  • Able to write complex credit analyses and presentations - defend to the Loan Committee.
  • Familiar with complex commercial lending policies.
  • Understanding of processes, policies, regulations, and rules is expected.
  • Must demonstrate commercial credit acumen and analytical proficiency for commercial credits.
What We Offer:

The position includes a generous salary of up to $110K and an excellent benefits package. This is a non-remote position that offers a unique opportunity to work with a reputable bank client in the Portland, OR area.



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