SBA Loan Underwriter Position

3 weeks ago


Salt Lake, Utah, United States Celtic Bank Full time

About the Role:

Celtic Bank is seeking a skilled SBA Loan Underwriter to join our team. As a key member of our underwriting team, you will be responsible for conducting in-depth analysis of financial information to assist the bank in the loan decisioning process.

Key Responsibilities:

  • Conduct thorough analysis of financial information to support loan decisions
  • Present analysis and recommendations to the Loan Committee for final decision-making
  • Collaborate with customers, Business Development Officers, and third-party providers to gather necessary information
  • Maintain exceptional customer service standards with customers, bank employees, and department members

Requirements:

  • Minimum of three to five years of underwriting experience in SBA lending or a related field
  • Bachelor's degree in Accounting, Finance, or equivalent experience preferred
  • Strong knowledge of commercial banking credit policies and procedures, credit/financial statement analysis, loan structuring, and cash flow analysis
  • Advanced working knowledge of accounting principles, tax return analysis, and analytical interpretation of balance sheet and income statement analysis and cash flow
  • Strong oral and written communication skills in a commercial bank environment
  • Demonstrated effective customer service skills
  • Effective business writing and professional communication
  • Strong working knowledge of Microsoft Word and Excel

What We Offer:

  • Medical, dental, vision benefits
  • 401(k) with employer match
  • Life and long-term disability coverage
  • HSA and FSA plans
  • Holidays and paid time off requests
  • Robust wellness program

About Celtic Bank:

Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans, and commercial construction loans. We are an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws.


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