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Customer Service Specialist
2 months ago
Position Title: Customer Service Specialist I and II
Reports To: Customer Service Manager
Level: 103
POSITION SUMMARY:
The primary role of BayCoast Bank's Customer Service Specialist is to deliver exceptional service and solutions to clients through various communication channels including phone, email, and other electronic means. This position involves responding to incoming inquiries from existing clients and potential customers regarding product information and assistance with their accounts. A comprehensive understanding of BayCoast Bank's offerings is essential to ensure accurate and thorough information is provided to clients.
KEY RESPONSIBILITIES:
Client Engagement and Service
- Acts as the initial point of contact for clients reaching out via phone or electronic platforms.
- Embodies the Bank's values with a welcoming and supportive attitude in every interaction.
- Engages effectively with client inquiries in a professional and timely manner, adhering to established problem resolution protocols.
- Processes a variety of client transactions with precision.
- Utilizes strong communication and problem-solving skills to address client concerns.
- Follows the Bank's customer-centric service standards.
- Identifies opportunities to refer clients to additional services offered by the Bank.
- Documents client interactions using Salesforce to enhance service delivery.
- Maintains knowledge of the features and benefits of BayCoast Bank's products.
- Assesses client needs through consultative dialogue to provide tailored solutions.
- Participates actively in training sessions and promotional initiatives.
Operational Duties
- Verifies caller identity to safeguard personal and financial information.
- Ensures accuracy and efficiency in processing client transactions.
- Demonstrates proficiency in retail, loan, and deposit operations.
- Meets productivity targets while adhering to the Bank's customer service model.
- Prepares and manages documentation accurately.
- Responds promptly to internal queries.
- Addresses client inquiries related to various banking services.
- Exhibits sound judgment in managing service charge reviews.
- Handles debit card issues and assists with related processes.
- Maintains high standards of confidentiality and security in client transactions.
- Facilitates changes to client information as needed.
- Troubleshoots online banking and payment access issues.
- Introduces clients to the Bank's digital platforms and services.
- Conducts research for complex inquiries requiring detailed responses.
- Adheres to Bank policies and compliance regulations.
- Completes required training and participates in ongoing education.
- Performs additional duties as assigned.
The Customer Service Specialist is committed to achieving and surpassing service and solution objectives set by BayCoast Bank, which include:
- Quality of client interactions.
- Achievement of service goals.
- Productivity metrics such as call volume and duration.
- Effective use of client time during interactions.
QUALIFICATIONS:
High School Diploma (or equivalent), 1-2 years of relevant experience in banking, strong interpersonal and communication skills, ability to manage confidential information, and proficiency in Spanish is a plus.
WORK ENVIRONMENT:
This role operates in a standard office setting and requires frequent use of a computer, telephone, and headset. The position involves extended periods of sitting and managing a high volume of calls. The Customer Service Specialist may be required to work flexible hours, including evenings and weekends, and may work remotely as needed based on business requirements.